Avarda Bank AB (publ) (STO:AVARDA)
Sweden · Delayed Price · Currency is SEK 208.50
-1.50 (-0.71%)
At close: Sep 2, 2026
Avarda Bank AB Income Statement
Financials in millions SEK. Fiscal year is January - December.
Millions SEK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 3,848 | 3,476 | 3,041 | 2,324 | 1,435 | 1,074 |
Interest Income on Investments | 11.16 | 11.16 | 60.55 | 44.63 | 38.36 | - |
Total Interest Income | 3,859 | 3,488 | 3,101 | 2,369 | 1,473 | 1,074 |
Interest Paid on Deposits | 822.23 | 808.62 | 845.45 | 547.61 | 210.8 | 120.44 |
Net Interest Income | 3,037 | 2,679 | 2,256 | 1,821 | 1,262 | 953.67 |
Net Interest Income Growth | 24.66% | 18.76% | 23.85% | 44.30% | 32.35% | 20.83% |
Gain (Loss) on Sale of Investments | -2.25 | -2.25 | 175.09 | - | 0.04 | 0 |
Other Non-Interest Income | 232.16 | 225.54 | 182.76 | 176.81 | 150.1 | 101.61 |
Total Non-Interest Income | 229.91 | 223.29 | 357.85 | 176.81 | 150.14 | 101.61 |
Non-Interest Income Growth | -39.46% | -37.60% | 102.39% | 17.76% | 47.76% | 17.10% |
Revenues Before Loan Losses | 3,267 | 2,902 | 2,614 | 1,998 | 1,412 | 1,055 |
Provision for Loan Losses | 1,149 | 995.8 | 819.61 | 656.85 | 367.57 | 260.56 |
| 2,118 | 1,906 | 1,794 | 1,341 | 1,045 | 794.72 | |
Revenue Growth | 10.28% | 6.27% | 33.75% | 28.38% | 31.46% | 31.71% |
Occupancy Expenses | 70.15 | 70.47 | 68.4 | 60.47 | 37.4 | 27.36 |
Selling, General & Administrative | 1,071 | 982.43 | 865.6 | 771.21 | 571.63 | 413.53 |
Total Non-Interest Expense | 1,123 | 1,053 | 1,006 | 831.67 | 609.03 | 440.89 |
EBT Excluding Unusual Items | 995.07 | 853.56 | 787.99 | 509.6 | 435.73 | 353.83 |
Pretax Income | 995.07 | 853.56 | 787.99 | 509.6 | 435.73 | 352.56 |
Income Tax Expense | 215.79 | 186.51 | 155.64 | 112.9 | 93.27 | 75.35 |
Earnings From Continuing Operations | 779.28 | 667.05 | 632.35 | 396.7 | 342.46 | 277.21 |
Net Income | 779.28 | 667.05 | 632.35 | 396.7 | 342.46 | 277.21 |
Preferred Dividends & Other Adjustments | 25.14 | 25.84 | 29.13 | 19.85 | 14.36 | 7.33 |
Net Income to Common | 754.15 | 641.21 | 603.22 | 376.85 | 328.1 | 269.88 |
Net Income Growth | 13.92% | 6.30% | 60.07% | 14.86% | 21.57% | 37.85% |
Basic Shares Outstanding | 65 | 65 | 65 | 65 | 65 | 65 |
Diluted Shares Outstanding | 65 | 65 | 65 | 65 | 65 | 65 |
Shares Change | -0.12% | - | 0.21% | - | - | - |
EPS (Basic) | 11.67 | 9.92 | 9.33 | 5.84 | 5.09 | 4.18 |
EPS (Diluted) | 11.67 | 9.92 | 9.33 | 5.84 | 5.09 | 4.18 |
EPS Growth | 14.09% | 6.32% | 59.69% | 14.86% | 21.59% | 37.83% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 5.000 | 5.000 | - | - | - | 0.333 |
Dividend Growth | - | - | - | - | - | 0% |
Effective Tax Rate | 21.69% | 21.85% | 19.75% | 22.15% | 21.40% | 21.37% |