Avarda Bank AB (publ) (STO:AVARDA)

Avarda Bank AB Ratios and Metrics

Market cap in millions SEK. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 23, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	11,081	10,586	7,847	3,664	3,797	4,934
Market Cap Growth	59.20%	34.89%	114.20%	-3.51%	-23.05%	164.40%
Last Close Price	171.40	163.74	120.00	56.02	58.06	75.00
PE Ratio	15.67	16.51	13.01	9.72	11.57	18.28
PS Ratio	5.52	5.55	4.37	2.73	3.63	6.21
PB Ratio	3.17	3.22	2.83	1.70	2.18	3.45
Debt / Equity Ratio	0.11	0.16	0.16	0.29	0.14	0.16
Net Debt / Equity Ratio	-1.25	-1.29	-1.40	-2.37	-1.89	-1.50
Net Debt / FCF Ratio	1.31	1.62	1.83	2.13	0.93	0.84
Return on Equity (ROE)	22.87%	22.01%	25.63%	20.35%	21.61%	22.05%
Return on Assets (ROA)	2.66%	2.46%	2.58%	1.88%	2.16%	2.35%
Earnings Yield	6.38%	6.30%	8.06%	10.83%	9.02%	5.62%
FCF Yield	-29.88%	-24.81%	-27.09%	-65.45%	-93.40%	-52.02%
Dividend Yield	3.89%	-	-	-	-	0.44%
Payout Ratio	18.18%	20.03%	4.61%	5.00%	10.47%	10.40%
Buyback Yield / Dilution	0.02%	-	-0.21%	-	-	-
Total Shareholder Return	3.91%	-	-0.21%	-	-	0.44%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.