Creades AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Net Interest Income	-	4	22
Net Interest Income Growth	-	-81.82%	-
Non-Interest Income	2,494	1,282	1,264
Non-Interest Income Growth	83.65%	1.42%	-
Revenues Before Loan Losses	2,494	1,286	1,286
Revenue	2,494	1,286	1,286
Revenue Growth (YoY)	83.65%	0%	-
Selling, General & Admin	151	73	84
Total Non-Interest Expense	151	73	84
Pretax Income	2,343	1,213	1,202
Net Income	2,343	1,213	1,202
Net Income to Common	2,343	1,213	1,202
Net Income Growth	87.44%	0.92%	-
Shares Outstanding (Basic)	136	136	136
Shares Outstanding (Diluted)	136	136	136
Shares Change (YoY)	-	-	-
EPS (Basic)	17.26	8.93	8.85
EPS (Diluted)	17.26	8.93	8.85
EPS Growth	87.61%	0.90%	-
Free Cash Flow	201	128	190
Free Cash Flow Growth	55.81%	-32.63%	-
Free Cash Flow Per Share	1.48	0.94	1.40
Dividends Per Share	1.600	1.600	1.600
Dividend Growth	0%	0%	-
Profit Margin	93.95%	94.32%	93.47%
FCF Margin	8.06%	9.95%	14.77%