Hoist Finance AB (publ) (STO:HOFI)

Hoist Finance AB Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	1,026	1,013	663	801	-117	41
Depreciation & Amortization	79	99	96	104	128	121
Other Amortization	-	-	-	2	1	2
Gain on Sale of Loans & Receivables	5,228	5,006	4,101	4,588	3,684	3,165
Loss (Gain) From Sale of Investments	-7	-7	-173	-87	-58	-44
Asset Writedown & Restructuring Costs	-527	-527	-357	3	-	11
Provision for Credit Losses	-	-	-	-53	69	458
Change in Other Net Operating Assets	572	363	296	-1,318	-260	1,021
Other Operating Activities	-59	-139	-181	-361	-239	81
Operating Cash Flow	6,312	5,808	4,402	3,844	3,481	4,857
Operating Cash Flow Growth	12.71%	31.94%	14.52%	10.43%	-28.33%	55.82%
Divestitures	-	-	-	500	-	-
Investment in Securities	-5,538	-8,803	2,260	-624	582	-1,318
Net Decrease (Increase) in Loans Originated / Sold - Investing	-5,700	-9,112	-6,205	-6,928	-3,558	-1,715
Other Investing Activities	-20	-168	328	-77	-20	-33
Investing Cash Flow	-11,258	-18,083	-3,617	-7,129	-2,996	-3,066
Long-Term Debt Issued	-	-	692	880	94	2,018
Long-Term Debt Repaid	-	-2,931	-2,676	-968	-1,569	-1,502
Net Debt Issued (Repaid)	-2,998	-2,931	-1,984	-88	-1,475	516
Issuance of Common Stock	286	86	-	-	-	423
Repurchase of Common Stock	-446	-201	-	-95	-	-8
Common Dividends Paid	-299	-134	-152	-	-90	-60
Other Financing Activities	14,127	23,237	2,708	4,513	117	-3,281
Financing Cash Flow	10,670	20,057	572	4,330	-1,448	-2,410
Foreign Exchange Rate Adjustments	-200	221	-228	139	12	-66
Net Cash Flow	5,524	8,003	1,129	1,184	-951	-685
Free Cash Flow	6,312	5,808	4,402	3,844	3,481	4,857
Free Cash Flow Growth	12.71%	31.94%	14.52%	10.43%	-28.33%	55.82%
Free Cash Flow Margin	150.72%	137.05%	129.01%	147.90%	177.78%	211.54%
Free Cash Flow Per Share	72.20	66.50	49.29	43.04	38.98	54.39
Cash Interest Paid	7,822	1,130	678	562	530	449
Cash Income Tax Paid	127	34	70	113	100	62

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.