Hoist Finance AB Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1,216	1,139	1,013	663	801	-117
Depreciation & Amortization	81	81	99	96	104	128
Other Amortization	-	-	-	-	2	1
Gain on Sale of Loans & Receivables	5,578	5,332	5,006	4,101	4,588	3,684
Loss (Gain) From Sale of Investments	-	-	-7	-173	-87	-58
Asset Writedown & Restructuring Costs	-	-	-	-	3	-
Provision for Credit Losses	-496	-496	-527	-357	-53	69
Change in Other Net Operating Assets	-834	411	363	296	-1,318	-260
Other Operating Activities	-293	-546	-139	-181	-361	-239
Operating Cash Flow	5,252	5,921	5,808	4,402	3,844	3,481
Operating Cash Flow Growth	-28.31%	1.95%	31.94%	14.52%	10.43%	-28.33%
Divestitures	-	-	-	-	500	-
Investment in Securities	73	3,310	-8,803	2,260	-624	582
Net Decrease (Increase) in Loans Originated / Sold - Investing	-9,486	-8,350	-9,112	-6,205	-6,928	-3,558
Other Investing Activities	-9	-26	-168	328	-77	-20
Investing Cash Flow	-9,422	-5,066	-18,083	-3,617	-7,129	-2,996
Long-Term Debt Issued	-	3,999	4,209	692	880	94
Long-Term Debt Repaid	-	-900	-2,931	-2,676	-968	-1,569
Net Debt Issued (Repaid)	1,896	3,099	1,278	-1,984	-88	-1,475
Issuance of Common Stock	200	200	86	-	-	-
Repurchase of Common Stock	-	-446	-201	-	-95	-
Common Dividends Paid	-268	-300	-134	-152	-	-90
Other Financing Activities	4,087	4,206	19,028	2,708	4,513	117
Financing Cash Flow	5,915	6,759	20,057	572	4,330	-1,448
Foreign Exchange Rate Adjustments	53	-425	221	-228	139	12
Net Cash Flow	1,799	7,189	8,003	1,129	1,184	-951
Free Cash Flow	5,252	5,921	5,808	4,402	3,844	3,481
Free Cash Flow Growth	-28.31%	1.95%	31.94%	14.52%	10.43%	-28.33%
Free Cash Flow Margin	115.05%	133.75%	137.05%	129.01%	147.90%	177.78%
Free Cash Flow Per Share	63.18	67.73	66.50	49.29	43.04	38.98
Cash Interest Paid	2,064	2,064	1,130	678	562	530
Cash Income Tax Paid	123	123	34	70	113	100

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.