Morrow Bank AB (STO:MORROW)

Morrow Bank AB Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	281.7	208.7	151.9	0.9	-208.7
Depreciation & Amortization	51.4	44	35.7	79.1	77.3
Total Asset Writedown	-	-	-	92.7	-
Provision for Credit Losses	200.5	824.9	183.1	-292.9	-323.5
Change in Other Net Operating Assets	-2,841	-5,273	-1,590	-1,703	2,753
Other Operating Activities	156.2	63	-52.1	1.4	-122.7
Operating Cash Flow	-2,152	-4,132	-1,272	-1,822	2,175
Operating Cash Flow Growth	-	-	-	-	2403.34%
Capital Expenditures	-	-	-3.9	-0.3	-0.4
Cash Acquisitions	-252.7	-	-	-	-
Purchase / Sale of Intangibles	-49.2	-41.3	-52.2	-57.6	-72.2
Other Investing Activities	-	-	-	-	0.1
Investing Cash Flow	-301.9	-41.3	-56.1	-57.9	-72.5
Long-Term Debt Repaid	-4.9	-3.9	-4.3	-4.7	-3.8
Net Debt Issued (Repaid)	-4.9	-3.9	-4.3	-4.7	-3.8
Issuance of Common Stock	72.2	100	288.6	0.5	0.5
Repurchase of Common Stock	-	-	-	-	-49.5
Common Dividends Paid	-121.1	-25.9	-24.3	-19.7	-91.9
Net Increase (Decrease) in Deposit Accounts	1,451	4,609	1,748	1,414	-1,058
Other Financing Activities	-0.1	-	-	-	0.1
Financing Cash Flow	1,397	4,679	2,008	1,390	-1,203
Foreign Exchange Rate Adjustments	-3.1	48.4	41.4	-4.3	-32.4
Net Cash Flow	-1,060	554	722.2	-494	97.6
Free Cash Flow	-2,152	-4,132	-1,275	-1,822	2,175
Free Cash Flow Growth	-	-	-	-	2434.97%
Free Cash Flow Margin	-286.10%	-670.98%	-241.92%	-358.17%	356.97%
Free Cash Flow Per Share	-9.18	-17.72	-5.85	-9.52	11.64
Cash Income Tax Paid	-	-	-	0.2	82.8

Source: S&P Global Market Intelligence. Banks template. Financial Sources.