Morrow Bank AB (STO:MORROW)

Morrow Bank AB Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	266.1	208.7	151.9	0.9	-208.7	262.8
Depreciation & Amortization	49.3	44	35.7	79.1	77.3	72.1
Total Asset Writedown	-	-	-	92.7	-	-
Provision for Credit Losses	487	824.9	183.1	-292.9	-323.5	335.6
Change in Other Net Operating Assets	-1,053	-5,273	-1,590	-1,703	2,753	-707.1
Other Operating Activities	119.2	63	-52.1	1.4	-122.7	123.5
Operating Cash Flow	-131.1	-4,132	-1,272	-1,822	2,175	86.9
Operating Cash Flow Growth	-	-	-	-	2403.34%	-
Capital Expenditures	-	-	-3.9	-0.3	-0.4	-1.1
Purchase / Sale of Intangibles	-47.1	-41.3	-52.2	-57.6	-72.2	-78.3
Other Investing Activities	-	-	-	-	0.1	-0.1
Investing Cash Flow	-47.1	-41.3	-56.1	-57.9	-72.5	-79.5
Long-Term Debt Repaid	-	-3.9	-4.3	-4.7	-3.8	-3.6
Net Debt Issued (Repaid)	-2.2	-3.9	-4.3	-4.7	-3.8	-3.6
Issuance of Common Stock	72.2	100	288.6	0.5	0.5	198.1
Repurchase of Common Stock	-	-	-	-	-49.5	-
Common Dividends Paid	-119.6	-25.9	-24.3	-19.7	-91.9	-12.4
Net Increase (Decrease) in Deposit Accounts	795.3	4,609	1,748	1,414	-1,058	472.3
Other Financing Activities	-0.1	-	-	-	0.1	0.1
Financing Cash Flow	745.6	4,679	2,008	1,390	-1,203	654.5
Foreign Exchange Rate Adjustments	35.8	48.4	41.4	-4.3	-32.4	-72.4
Net Cash Flow	603.2	554	722.2	-494	97.6	589.5
Free Cash Flow	-131.1	-4,132	-1,275	-1,822	2,175	85.8
Free Cash Flow Growth	-	-	-	-	2434.97%	-
Free Cash Flow Margin	-18.09%	-670.98%	-241.92%	-358.17%	356.97%	11.05%
Free Cash Flow Per Share	-0.56	-17.72	-5.85	-9.52	11.64	0.45
Cash Income Tax Paid	-	-	-	0.2	82.8	37

Source: S&P Global Market Intelligence. Banks template. Financial Sources.