NOBA Bank Group AB (publ) (STO:NOBA)

NOBA Bank Group AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	14,472	14,144	11,507	7,946	3,011	2,177
Interest Paid on Deposits	4,149	4,849	3,514	1,278	479	424
Net Interest Income	10,323	9,295	7,993	6,668	2,532	1,753
Net Interest Income Growth (YoY)	16.13%	16.29%	19.87%	163.35%	44.44%	16.32%
Gain (Loss) on Sale of Investments	11	13	10	-67	-15	-3
Other Non-Interest Income	702	576	500	353	113	64
Total Non-Interest Income	713	589	510	286	98	61
Non-Interest Income Growth (YoY)	27.09%	15.49%	78.32%	191.84%	60.66%	-3.17%
Revenues Before Loan Losses	11,036	9,884	8,503	6,954	2,630	1,814
Provision for Loan Losses	3,991	4,149	3,907	2,425	1,013	416
Revenue	7,045	5,735	4,596	4,529	1,617	1,398
Revenue Growth (YoY)	32.85%	24.78%	1.48%	180.09%	15.67%	8.88%
Occupancy Expenses	203	198	220	248	62	26
Selling, General & Administrative	2,080	2,012	1,817	1,994	1,577	505
Other Non-Interest Expense	313	298	389	430	11	163
Total Non-Interest Expense	2,596	2,508	2,426	2,672	1,650	694
EBT Excluding Unusual Items	4,449	3,227	2,170	1,857	-33	704
Asset Writedown	-	-	-65	-201	-	-
Other Unusual Items	-	-	-171	-	-	-
Pretax Income	4,109	2,878	1,515	1,329	-33	704
Income Tax Expense	881	676	328	356	-10	155
Net Income	3,228	2,202	1,187	973	-23	549
Net Income to Common	3,231	2,202	1,187	973	-23	549
Net Income Growth	82.68%	85.51%	21.99%	-	-	55.97%
Effective Tax Rate	21.44%	23.49%	21.65%	26.79%	-	22.02%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.