NOBA Bank Group AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	14,420	14,144	11,507	7,946	3,011
Interest Paid on Deposits	3,888	4,849	3,514	1,278	479
Net Interest Income	10,532	9,295	7,993	6,668	2,532
Net Interest Income Growth (YoY)	13.31%	16.29%	19.87%	163.35%	44.44%
Gain (Loss) on Sale of Investments	11	14	10	-67	-15
Other Non-Interest Income	733	575	500	353	113
Total Non-Interest Income	744	589	510	286	98
Non-Interest Income Growth (YoY)	26.32%	15.49%	78.32%	191.84%	60.66%
Revenues Before Loan Losses	11,276	9,884	8,503	6,954	2,630
Provision for Loan Losses	3,780	4,149	3,907	2,425	1,013
Revenue	7,496	5,735	4,596	4,529	1,617
Revenue Growth (YoY)	30.71%	24.78%	1.48%	180.09%	15.67%
Occupancy Expenses	207	198	220	248	62
Selling, General & Administrative	2,099	2,012	1,817	1,994	1,577
Other Non-Interest Expense	328	298	389	430	11
Total Non-Interest Expense	2,634	2,508	2,426	2,672	1,650
EBT Excluding Unusual Items	4,862	3,227	2,170	1,857	-33
Asset Writedown	-	-	-65	-201	-
Other Unusual Items	-	-	-171	-	-
Pretax Income	4,610	2,878	1,515	1,329	-33
Income Tax Expense	999	676	328	356	-10
Net Income	3,611	2,202	1,187	973	-23
Preferred Dividends & Other Adjustments	198	203	-	-	-
Net Income to Common	3,413	1,999	1,187	973	-23
Net Income Growth	63.99%	85.51%	21.99%	-	-
Basic Shares Outstanding	500	500	-	-	-
Diluted Shares Outstanding	500	500	-	-	-
Shares Change (YoY)	0.07%	-	-	-	-
EPS (Basic)	6.83	4.00	-	-	-
EPS (Diluted)	6.82	4.00	-	-	-
EPS Growth	70.58%	-	-	-	-
Dividend Per Share	1.600	-	-	-	-
Effective Tax Rate	21.67%	23.49%	21.65%	26.79%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.