NOBA Bank Group AB (publ) (STO:NOBA)

NOBA Bank Group AB Balance Sheet

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	400	9,309	1,173	6,474	4,592	1,744
Investment Securities	18,983	4,619	7,072	6,696	11,559	1,215
Trading Asset Securities	214	255	324	419	140	2
Mortgage-Backed Securities	-	9,316	7,450	7,080	11,913	1,241
Total Investments	19,197	14,190	14,846	14,195	23,612	2,458
Gross Loans	149,725	138,027	121,424	94,713	77,475	30,598
Allowance for Loan Losses	-12,363	-11,637	-8,689	-5,957	-6,794	-2,942
Net Loans	137,362	126,390	112,735	88,756	70,681	27,656
Property, Plant & Equipment	176	91	62	77	93	71
Goodwill	-	6,481	6,604	6,978	6,806	937
Other Intangible Assets	7,781	1,484	1,604	1,914	2,238	67
Accrued Interest Receivable	-	20	-	-	-	-
Other Receivables	23	19	14	12	8	2
Restricted Cash	943	826	551	581	412	85
Other Current Assets	98	60	65	66	63	49
Long-Term Deferred Tax Assets	108	108	136	-	-	-
Other Long-Term Assets	491	165	275	272	75	2
Total Assets	166,579	159,143	138,065	119,325	108,580	33,071
Accounts Payable	-	97	142	183	96	16
Accrued Expenses	890	543	393	459	476	62
Interest Bearing Deposits	111,704	113,439	96,788	77,104	67,424	24,180
Total Deposits	111,704	113,439	96,788	77,104	67,424	24,180
Short-Term Borrowings	329	169	425	307	437	2
Current Portion of Long-Term Debt	-	503	2,253	4,429	4,419	-
Current Portion of Leases	-	25	24	21	20	13
Current Income Taxes Payable	498	343	190	186	485	9
Long-Term Debt	26,851	19,886	16,052	15,257	14,789	5,283
Long-Term Leases	-	58	28	47	62	48
Long-Term Deferred Tax Liabilities	561	628	733	629	787	26
Other Long-Term Liabilities	929	774	1,046	877	632	80
Total Liabilities	141,762	136,465	118,074	99,571	89,627	29,719
Common Stock	73	73	73	73	73	50
Additional Paid-In Capital	4,534	4,476	4,476	4,476	-	-
Retained Earnings	19,264	16,803	14,625	13,577	12,500	3,260
Comprehensive Income & Other	946	1,326	817	1,628	6,380	42
Total Common Equity	24,817	22,678	19,991	19,754	18,953	3,352
Shareholders' Equity	24,817	22,678	19,991	19,754	18,953	3,352
Total Liabilities & Equity	166,579	159,143	138,065	119,325	108,580	33,071
Total Debt	27,180	20,641	18,782	20,061	19,727	5,346
Net Cash (Debt)	-26,566	-11,077	-17,285	-13,168	-14,995	-3,600
Tangible Book Value	17,036	14,713	11,783	10,862	9,909	2,348

Source: S&P Global Market Intelligence. Banks template. Financial Sources.