Norion Bank AB Balance Sheet

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	4,074	4,164	3,203	3,050	5,228	3,916
Investment Securities	15,770	11,829	4,223	3,028	2,314	1,358
Trading Asset Securities	-	12	47	-	-	119
Mortgage-Backed Securities	-	421	745	742	307	195
Total Investments	15,770	12,262	5,015	3,770	2,621	1,672
Gross Loans	54,780	55,821	50,719	45,982	39,953	34,812
Allowance for Loan Losses	-5,729	-5,535	-5,249	-4,492	-3,739	-2,984
Net Loans	49,051	50,286	45,470	41,490	36,214	31,828
Property, Plant & Equipment	55	75	109	137	-	164
Goodwill	-	-	-	-	19	19
Other Intangible Assets	155	141	104	79	70	97
Accrued Interest Receivable	-	49	53	25	24	16
Other Receivables	-	128	41	9	12	78
Other Current Assets	168	104	60	116	105	28
Other Real Estate Owned & Foreclosed	-	-	-	-	-	158
Other Long-Term Assets	108	-3	1	-	1	1
Total Assets	69,381	67,206	54,056	48,676	44,294	37,977
Accounts Payable	-	43	38	28	24	25
Accrued Expenses	1,036	1,103	750	624	692	454
Interest Bearing Deposits	54,979	53,017	42,663	36,842	31,351	31,112
Total Deposits	54,979	53,017	42,663	36,842	31,351	31,112
Short-Term Borrowings	10	20	-	57	77	-
Current Portion of Long-Term Debt	-	499	498	2,237	-	-
Current Income Taxes Payable	-	366	399	111	35	-
Accrued Interest Payable	-	384	292	109	77	59
Long-Term Debt	2,896	2,398	750	1,050	5,729	719
Long-Term Leases	-	74	109	136	-	156
Long-Term Deferred Tax Liabilities	-	-	-	217	162	123
Other Long-Term Liabilities	788	250	254	195	231	63
Total Liabilities	59,709	58,154	45,753	41,606	38,378	32,711
Common Stock	149	149	149	149	149	21
Additional Paid-In Capital	5	-	-	5	5	2,330
Retained Earnings	9,525	8,904	7,654	6,418	5,266	2,421
Comprehensive Income & Other	-7	-1	500	498	496	494
Shareholders' Equity	9,672	9,052	8,303	7,070	5,916	5,266
Total Liabilities & Equity	69,381	67,206	54,056	48,676	44,294	37,977
Total Debt	2,906	2,991	1,357	3,480	5,806	875
Net Cash (Debt)	1,168	1,185	1,893	-430	-578	3,160
Net Cash Growth	10.40%	-37.40%	-	-	-	144.39%
Net Cash Per Share	5.74	5.77	9.22	-2.09	-2.81	15.38
Filing Date Shares Outstanding	197.05	205.38	205.38	205.38	205.38	1.49
Total Common Shares Outstanding	197.05	205.38	205.38	205.38	205.38	1.49
Book Value Per Share	49.08	44.07	40.43	34.42	28.80	3524.25
Tangible Book Value	9,517	8,911	8,199	6,991	5,827	5,150
Tangible Book Value Per Share	48.30	43.39	39.92	34.04	28.37	3446.61

Source: S&P Global Market Intelligence. Banks template. Financial Sources.