Norion Bank AB (publ) (STO:NORION)
Sweden flag Sweden · Delayed Price · Currency is SEK
56.90
+0.60 (1.07%)
Jul 28, 2026, 12:39 PM CET

Norion Bank AB Financials Overview

Millions SEK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,7483,8473,6973,6483,2122,637
Revenue Growth
-1.81%4.06%1.34%13.57%21.80%21.97%
Gross Profit
3,7483,8473,6973,6483,2122,637
Operating Income
1,5591,8381,6091,6361,442963
Net Income
1,1611,4311,2501,2361,097712
Earnings Per Share
6.027.126.096.025.340.03
EPS Growth
-11.21%16.91%1.16%12.73%20692.77%140.14%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Other
126923453076955
Real Estate
9941,2007821,0101,077773
Payments
481414437402481445
Consumer
627572390130879856
Corporate
682731729722706508
Total
2,9103,0092,6832,5713,2122,637

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
7,9884,0685,276346267137
Total Debt
57,19356,01755,93443,91140,17937,080
Net Cash (Debt)
-49,205-51,949-50,658-43,565-39,912-36,943
Net Cash Growth
------
Net Cash Per Share
-256.02-258.52-246.63-212.10-194.31-1.31

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-171,312-1012,362277-3,511
Capital Expenditures
00-1-1-1-
Free Cash Flow
-171,312-1022,361276-3,511
Free Cash Flow Growth
---755.44%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
100.00%100.00%100.00%100.00%100.00%100.00%
Operating Margin
41.60%47.78%43.52%44.85%44.89%36.52%
Pretax Margin
41.60%47.78%43.52%44.85%44.89%36.29%
Profit Margin
31.75%37.38%34.22%35.47%35.52%28.56%
FCF Margin
-0.45%34.10%-2.76%64.72%8.59%-133.14%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.319.685.987.207.17-
Forward PE
6.618.976.168.677.94-
P/FCF Ratio
-10.35-3.7728.50-
PS Ratio
3.423.532.022.442.45-