Norion Bank AB Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1,327	1,438	1,265	1,294	1,141	753
Depreciation & Amortization	84	81	71	67	63	36
Total Asset Writedown	-	-	-	-	-170	23
Provision for Credit Losses	-	-	-	-	938	-
Change in Other Net Operating Assets	-4,791	-2,857	-12,168	-6,286	-6,412	-5,632
Other Operating Activities	742	810	1,053	1,375	176	813
Operating Cash Flow	-2,638	-528	-9,779	-3,550	-4,264	-4,007
Capital Expenditures	-	-	-1	-1	-1	-
Investment in Securities	-17	-8	-62	-	-	-
Divestitures	-	-	-	-	-	-4
Purchase / Sale of Intangibles	-72	-71	-76	-57	-38	-35
Investing Cash Flow	-89	-79	-139	-58	-39	-39
Long-Term Debt Issued	-	498	2,785	247	1,970	5,511
Long-Term Debt Repaid	-	-549	-1,147	-2,330	-4,415	-505
Net Debt Issued (Repaid)	125	-51	1,638	-2,083	-2,445	5,006
Issuance of Common Stock	496	496	-	-	-	-
Repurchase of Common Stock	-1,010	-1,000	-515	-58	-44	-40
Net Increase (Decrease) in Deposit Accounts	1,840	1,840	9,678	5,912	4,541	496
Other Financing Activities	-	-	-	-	-	-11
Financing Cash Flow	1,451	1,285	10,801	3,771	2,052	5,451
Foreign Exchange Rate Adjustments	63	-138	78	-10	73	30
Net Cash Flow	-1,213	540	961	153	-2,178	1,435
Free Cash Flow	-2,638	-528	-9,780	-3,551	-4,265	-4,007
Free Cash Flow Margin	-91.09%	-17.55%	-364.38%	-138.17%	-187.47%	-228.58%
Free Cash Flow Per Share	-13.39	-2.63	-47.62	-17.29	-20.77	-19.51
Cash Interest Paid	1,567	1,738	2,598	1,134	454	345
Cash Income Tax Paid	320	327	378	272	156	69