Svenska Handelsbanken AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	115,663	129,379	171,125	159,805	67,407	35,832
Interest Income on Investments	12	11	16	3	17	2
Total Interest Income	115,675	129,390	171,141	159,808	67,424	35,834
Interest Paid on Deposits	75,948	86,837	124,284	112,227	30,793	5,511
Net Interest Income	39,727	42,553	46,857	47,581	36,631	30,323
Net Interest Income Growth	-11.05%	-9.19%	-1.52%	29.89%	20.80%	4.09%
Gain (Loss) on Sale of Assets	8	8	13	20	1,083	422
Gain (Loss) on Sale of Investments	-1,996	-525	-112	669	-4,710	-900
Gain (Loss) on Sale of Equity Investments	46	-9	27	51	-13	63
Other Non-Interest Income	17,146	14,778	15,574	13,949	17,406	14,383
Total Non-Interest Income	15,204	14,252	15,502	14,689	13,766	13,968
Non-Interest Income Growth	6.25%	-8.06%	5.54%	6.71%	-1.45%	24.26%
Revenues Before Loan Losses	54,931	56,805	62,359	62,270	50,397	44,291
Provision for Loan Losses	35	-313	-601	141	47	43
Revenue	54,896	57,118	62,960	62,129	50,350	44,248
Revenue Growth	-7.71%	-9.28%	1.34%	23.39%	13.79%	11.39%
Salaries and Employee Benefits	14,397	14,519	14,949	13,278	12,614	12,367
Occupancy Expenses	2,022	2,042	2,003	1,703	1,614	1,751
Selling, General & Administrative	331	331	316.7	324.6	200	183.5
Other Non-Interest Expense	9,143	9,261	9,946	10,175	8,661	6,361
Total Non-Interest Expense	25,893	26,153	27,215	25,481	23,089	20,662
EBT Excluding Unusual Items	29,003	30,965	35,745	36,648	27,261	23,586
Asset Writedown	18	22	-1	-40	-32	-45
Other Unusual Items	1,022	-155	-255	-285	-401	-48
Pretax Income	30,043	30,751	35,017	36,323	26,828	23,475
Income Tax Expense	6,468	6,755	7,795	8,417	5,431	4,627
Earnings From Continuing Operations	23,575	23,996	27,222	27,906	21,397	18,848
Earnings From Discontinued Operations	-266	-266	234	1,209	280	693
Minority Interest in Earnings	-3	-3	-5	-8	-1	-14
Net Income	23,306	23,727	27,451	29,107	21,676	19,527
Net Income to Common	23,254	23,727	27,451	29,107	21,676	19,527
Net Income Growth	-5.48%	-13.57%	-5.69%	34.28%	11.00%	25.29%
Basic Shares Outstanding	1,980	1,980	1,980	1,980	1,980	1,980
Diluted Shares Outstanding	1,980	1,980	1,980	1,980	1,980	1,980
Shares Change	-	-	-	-	-	-
EPS (Basic)	11.74	11.98	13.86	14.70	10.95	9.86
EPS (Diluted)	11.70	11.98	13.86	14.70	10.95	9.86
EPS Growth	-5.87%	-13.57%	-5.69%	34.28%	11.03%	25.29%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	8.000	8.000	7.500	6.500	5.500	5.000
Dividend Growth	6.67%	6.67%	15.38%	18.18%	10.00%	21.95%
Effective Tax Rate	21.53%	21.97%	22.26%	23.17%	20.24%	19.71%