Swedbank AB (publ) (STO:SWED.A)
Sweden flag Sweden · Delayed Price · Currency is SEK
371.00
+4.60 (1.26%)
Jul 24, 2026, 5:29 PM CET

Swedbank AB Financials Overview

Millions SEK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
28,77668,76974,37471,38550,54847,511
Revenue Growth
--7.54%4.19%41.22%6.39%14.92%
Net Income
8,51232,76234,86934,12821,36520,871
Earnings Per Share
7.5728.9830.8630.2718.9818.56
EPS Growth
-74.80%-6.09%1.95%59.48%2.26%61.25%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Swedish Banking
24,63924,80526,57128,08527,81327,160
Baltic Banking
18,61218,78822,77823,26911,3179,192
Corporates & Institutions
17,88918,21119,20218,24611,2378,141
Premium and Private Banking
3,6933,5813,8433,551--
Group Functions & Other
7,3916,1414,3871411,5103,885
Eliminations
-3,034-2,756-2,408-1,911-1,329-867
Total
69,19068,77074,37371,38150,54847,511

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
261,232263,628325,604252,994365,992360,153
Total Debt
1,017,937908,001916,012866,217872,976802,353
Net Cash (Debt)
-1,017,937-908,001-916,012-866,217-872,976-802,353
Net Cash Growth
------
Net Cash Per Share
-905.56-803.31-810.79-768.34-775.37-713.33

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-31,935-46,34280,817-145,148-18,62049,409
Capital Expenditures
-473-490-407-852-363-253
Free Cash Flow
-32,408-46,83280,410-146,000-18,98349,156
Free Cash Flow Growth
------54.85%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
-3.80%59.99%59.42%61.11%52.94%54.34%
Profit Margin
29.58%47.64%46.88%47.81%42.27%43.93%
FCF Margin
-112.62%-68.10%108.12%-204.52%-37.55%103.46%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
20.45020.45021.70015.1509.7509.250
Dividend Per Share Growth
37.33%-5.76%43.23%55.38%5.41%218.97%
Dividend Yield
5.51%6.76%6.94%4.80%6.35%7.99%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.4411.087.076.729.349.81
Forward PE
12.5812.718.827.307.7610.16
P/FCF Ratio
--3.06--4.15
PS Ratio
6.035.253.303.203.944.30