Swedbank AB (publ) (STO:SWED.A)
Sweden · Delayed Price · Currency is SEK 385.90
+3.50 (0.92%)
Sep 4, 2026, 5:29 PM CET
Swedbank AB Cash Flow Statement
Financials in millions SEK. Fiscal year is January - December.
Millions SEK. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 31,220 | 32,762 | 34,869 | 34,128 | 21,365 | 20,871 |
Depreciation & Amortization | 1,629 | 1,491 | 1,424 | 1,401 | 1,302 | 1,265 |
Other Amortization | 734 | 734 | 747 | 525 | 393 | 366 |
Total Asset Writedown | -774 | -774 | -6,300 | -4,884 | 1,245 | -2,210 |
Provision for Credit Losses | 52 | 52 | 14 | 1,847 | 1,636 | 395 |
Change in Trading Asset Securities | 20,790 | 20,790 | -9,776 | -27,015 | 16,856 | -20,742 |
Change in Other Net Operating Assets | -103,478 | -119,382 | 17,727 | -82,364 | -72,804 | -60,893 |
Other Operating Activities | -3,097 | -3,004 | 1,105 | 3,729 | 244 | -1,430 |
Operating Cash Flow | -53,269 | -67,676 | 39,447 | -73,152 | -30,327 | -63,159 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -473 | -490 | -407 | -852 | -363 | -253 |
Sale of Property, Plant and Equipment | 118 | 137 | 314 | 181 | 169 | 345 |
Cash Acquisitions | -3,105 | -3,105 | -49 | - | - | - |
Investment in Securities | -343 | -213 | -5 | 253 | 885 | 536 |
Income (Loss) Equity Investments | -783 | -783 | -773 | -803 | -738 | -976 |
Investing Cash Flow | -3,761 | -3,671 | -147 | -418 | 691 | 628 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 38,319 | 27,553 | 55,919 | 36,367 | 31,829 |
Total Debt Issued | 27,608 | 38,319 | 27,553 | 55,919 | 36,367 | 31,829 |
Long-Term Debt Repaid | - | -15,354 | -23,150 | -12,780 | -13,720 | -1,368 |
Lease Payments | -908 | -964 | -908 | -799 | -802 | -751 |
Total Debt Repaid | -20,854 | -15,354 | -23,150 | -12,780 | -13,720 | -1,368 |
Net Debt Issued (Repaid) | 6,754 | 22,965 | 4,403 | 43,139 | 22,647 | 30,461 |
Common Dividends Paid | -33,487 | -24,392 | -17,048 | -10,964 | -12,632 | -16,310 |
Net Increase (Decrease) in Deposit Accounts | 21,334 | 21,334 | 41,370 | -71,996 | 11,707 | 112,568 |
Financing Cash Flow | -5,399 | 19,907 | 28,725 | -39,821 | 21,722 | 126,719 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -1,359 | -10,536 | 4,585 | 393 | 13,753 | 2,154 |
Net Cash Flow | -63,788 | -61,976 | 72,610 | -112,998 | 5,839 | 66,342 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -53,742 | -68,166 | 39,040 | -74,004 | -30,690 | -63,412 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -77.68% | -99.12% | 52.49% | -103.67% | -60.71% | -133.47% |
Free Cash Flow Per Share | -47.53 | -60.31 | 34.56 | -65.64 | -27.26 | -56.38 |
Free Cash Flow After Leases | -54,650 | -69,130 | 38,132 | -74,803 | -31,492 | -64,163 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 48,410 | 48,410 | 69,575 | 54,283 | 11,760 | 4,068 |
Cash Income Tax Paid | 8,494 | 9,209 | 8,732 | 5,443 | 4,537 | 4,478 |