Swedbank AB Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	31,911	32,762	34,869	34,128	21,365	20,871
Depreciation & Amortization	1,577	1,491	1,424	1,401	1,302	1,265
Other Amortization	734	734	747	525	393	366
Total Asset Writedown	-774	-774	-6,300	-4,884	1,245	-2,210
Provision for Credit Losses	52	52	14	1,847	1,636	395
Change in Trading Asset Securities	20,790	20,790	-9,776	-27,015	16,856	-20,742
Change in Other Net Operating Assets	-117,025	-119,382	17,727	-82,364	-72,804	-60,893
Other Operating Activities	-3,591	-3,004	1,105	3,729	244	-1,430
Operating Cash Flow	-66,671	-67,676	39,447	-73,152	-30,327	-63,159
Capital Expenditures	-551	-490	-407	-852	-363	-253
Sale of Property, Plant and Equipment	106	137	314	181	169	345
Cash Acquisitions	-3,105	-3,105	-49	-	-	-
Investment in Securities	-198	-213	-5	253	885	536
Income (Loss) Equity Investments	-783	-783	-773	-803	-738	-976
Investing Cash Flow	-3,778	-3,671	-147	-418	691	628
Long-Term Debt Issued	-	38,319	27,553	55,919	36,367	31,829
Total Debt Issued	37,452	38,319	27,553	55,919	36,367	31,829
Long-Term Debt Repaid	-	-15,354	-23,150	-12,780	-13,720	-1,368
Total Debt Repaid	-15,281	-15,354	-23,150	-12,780	-13,720	-1,368
Net Debt Issued (Repaid)	22,171	22,965	4,403	43,139	22,647	30,461
Common Dividends Paid	-57,879	-24,392	-17,048	-10,964	-12,632	-16,310
Net Increase (Decrease) in Deposit Accounts	21,334	21,334	41,370	-71,996	11,707	112,568
Financing Cash Flow	-14,374	19,907	28,725	-39,821	21,722	126,719
Foreign Exchange Rate Adjustments	759	-10,536	4,585	393	13,753	2,154
Net Cash Flow	-84,064	-61,976	72,610	-112,998	5,839	66,342
Free Cash Flow	-67,222	-68,166	39,040	-74,004	-30,690	-63,412
Free Cash Flow Margin	-98.56%	-99.12%	52.49%	-103.67%	-60.71%	-133.47%
Free Cash Flow Per Share	-59.46	-60.31	34.56	-65.64	-27.26	-56.38
Cash Interest Paid	48,410	48,410	69,575	54,283	11,760	4,068
Cash Income Tax Paid	8,452	9,209	8,732	5,443	4,537	4,478

Source: S&P Global Market Intelligence. Banks template. Financial Sources.