SaveLend Group AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Revenue	105.16	111.77	129.22	150.26	94.09	56.21
Other Revenue	0.71	0.31	0.1	2.54	0.19	0.18
Revenue	105.87	112.08	129.32	152.8	94.29	56.4
Revenue Growth (YoY)	5.34%	-13.33%	-15.37%	62.06%	67.19%	25.97%
Cost of Revenue	53.29	57.43	63.2	79.96	44.59	27.07
Gross Profit	52.58	54.65	66.12	72.84	49.69	29.33
Selling, General & Admin	56.54	61.82	76.83	75.24	65.09	34.44
Other Operating Expenses	0.11	0.23	0.17	0.71	0.1	0.69
Operating Expenses	74.17	76.03	93.32	96.33	75.22	43.37
Operating Income	-21.59	-21.37	-27.2	-23.49	-25.52	-14.04
Interest Expense	-6.08	-6.32	-2	-1.77	-1.28	-1.13
Interest & Investment Income	0.53	0.6	2.05	-	-	0.04
Other Non Operating Income (Expenses)	0	-	-	-	-	-0
EBT Excluding Unusual Items	-27.14	-27.09	-27.15	-25.26	-26.8	-15.14
Merger & Restructuring Charges	-	-	-	-0.86	-2.39	-
Other Unusual Items	-0.28	2.68	4.88	-	-	-
Pretax Income	-27.41	-24.42	-22.27	-26.12	-29.19	-15.14
Income Tax Expense	-2.14	-2.13	-10.65	1.95	-0.54	-0.53
Net Income	-25.27	-22.29	-11.62	-28.06	-28.66	-14.61
Net Income to Common	-25.27	-22.29	-11.62	-28.06	-28.66	-14.61
Shares Outstanding (Basic)	57	55	54	51	31	38
Shares Outstanding (Diluted)	57	55	54	51	31	38
Shares Change (YoY)	6.97%	3.49%	4.84%	64.22%	-18.11%	36.98%
EPS (Basic)	-0.44	-0.40	-0.22	-0.55	-0.92	-0.38
EPS (Diluted)	-0.44	-0.40	-0.22	-0.55	-0.92	-0.38
Free Cash Flow	4.23	0.13	1.66	-6.53	-24.8	-9.89
Free Cash Flow Per Share	0.07	0.00	0.03	-0.13	-0.80	-0.26
Gross Margin	49.66%	48.76%	51.13%	47.67%	52.71%	52.01%
Operating Margin	-20.39%	-19.07%	-21.03%	-15.37%	-27.07%	-24.90%
Profit Margin	-23.87%	-19.89%	-8.99%	-18.37%	-30.39%	-25.90%
Free Cash Flow Margin	4.00%	0.11%	1.28%	-4.27%	-26.30%	-17.54%
EBITDA	-1.34	-0.84	-20.45	-18.24	-23.8	-12.84
EBITDA Margin	-1.26%	-0.74%	-15.82%	-11.94%	-25.25%	-22.77%
D&A For EBITDA	20.25	20.54	6.74	5.25	1.72	1.21
EBIT	-21.59	-21.37	-27.2	-23.49	-25.52	-14.04
EBIT Margin	-20.39%	-19.07%	-21.03%	-15.37%	-27.07%	-24.90%
Revenue as Reported	105.87	112.08	129.32	152.8	94.29	56.4

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.