SaveLend Group AB (publ) (STO:YIELD)

SaveLend Group AB Statistics

Total Valuation

STO:YIELD has a market cap or net worth of SEK 94.52 million. The enterprise value is 324.12 million.

Market Cap	94.52M
Enterprise Value	324.12M

Important Dates

The last earnings date was Friday, February 20, 2026.

Earnings Date	Feb 20, 2026
Ex-Dividend Date	n/a

Share Statistics

STO:YIELD has 57.29 million shares outstanding. The number of shares has increased by 3.37% in one year.

Current Share Class	57.29M
Shares Outstanding	57.29M
Shares Change (YoY)	+3.37%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	25.60%
Owned by Institutions (%)	12.04%
Float	37.62M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.88
PB Ratio	1.15
P/TBV Ratio	7.99
P/FCF Ratio	n/a
P/OCF Ratio	74.37
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-20.43
EV / Sales	3.02
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.09, with a Debt / Equity ratio of 2.74.

Current Ratio	1.09
Quick Ratio	0.06
Debt / Equity	2.74
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	-4.65

Financial Efficiency

Return on equity (ROE) is -19.30% and return on invested capital (ROIC) is -3.39%.

Return on Equity (ROE)	-19.30%
Return on Assets (ROA)	-2.60%
Return on Invested Capital (ROIC)	-3.39%
Return on Capital Employed (ROCE)	-12.49%
Weighted Average Cost of Capital (WACC)	1.41%
Revenue Per Employee	1.60M
Profits Per Employee	-236,746
Employee Count	41
Asset Turnover	0.28
Inventory Turnover	n/a

Taxes

Income Tax	-3.41M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +0.62% in the last 52 weeks. The beta is -0.42, so STO:YIELD's price volatility has been lower than the market average.

Beta (5Y)	-0.42
52-Week Price Change	+0.62%
50-Day Moving Average	1.59
200-Day Moving Average	1.87
Relative Strength Index (RSI)	51.87
Average Volume (20 Days)	63,449

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, STO:YIELD had revenue of SEK 107.48 million and -15.86 million in losses. Loss per share was -0.28.

Revenue	107.48M
Gross Profit	31.66M
Operating Income	-15.79M
Pretax Income	-19.27M
Net Income	-15.86M
EBITDA	-3.06M
EBIT	-15.79M
Loss Per Share	-0.28

Balance Sheet

The company has 7.63 million in cash and 225.71 million in debt, with a net cash position of -218.08 million or -3.81 per share.

Cash & Cash Equivalents	7.63M
Total Debt	225.71M
Net Cash	-218.08M
Net Cash Per Share	-3.81
Equity (Book Value)	82.45M
Book Value Per Share	1.24
Working Capital	22.78M

Cash Flow

Operating Cash Flow	1.27M
Capital Expenditures	n/a
Depreciation & Amortization	12.73M
Net Borrowing	-15.07M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 29.45%, with operating and profit margins of -14.69% and -14.76%.

Gross Margin	29.45%
Operating Margin	-14.69%
Pretax Margin	-17.93%
Profit Margin	-14.76%
EBITDA Margin	-2.84%
EBIT Margin	-14.69%
FCF Margin	n/a

Dividends & Yields

STO:YIELD does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-3.37%
Shareholder Yield	-3.37%
Earnings Yield	-16.78%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

STO:YIELD has an Altman Z-Score of -0.07 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	-0.07
Piotroski F-Score	4