SaveLend Group AB (publ) (STO:YIELD)
Sweden flag Sweden · Delayed Price · Currency is SEK
1.575
+0.020 (1.29%)
Oct 30, 2026, 11:28 AM CET

SaveLend Group AB Financials Overview

Millions SEK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
121.21107.48112.08129.32152.894.29
Revenue Growth
26.38%-4.11%-13.33%-15.37%62.06%67.19%
Gross Profit
30.8831.6631.8366.1272.8449.69
Operating Income
-24.72-15.79-21.37-27.2-23.49-25.52
Net Income
18.95-15.86-22.29-11.62-28.06-28.66
Earnings Per Share
0.33-0.28-0.40-0.22-0.55-0.92
EPS Growth
------

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
36.117.638.4716.2220.123.19
Total Debt
221.76225.71191.36140.91167.61147.67
Net Cash (Debt)
-185.65-218.08-182.9-124.69-147.51-124.48
Net Cash Growth
------
Net Cash Per Share
-3.20-3.81-3.30-2.33-2.89-4.00

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-1.275.335.62-3.76-21.72
Capital Expenditures
---5.21-3.96-2.76-3.08
Free Cash Flow
-1.270.131.66-6.53-24.8
Free Cash Flow Growth
-908.73%-92.40%---

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
25.48%29.45%28.39%51.13%47.67%52.71%
Operating Margin
-20.39%-14.69%-19.07%-21.03%-15.37%-27.07%
Pretax Margin
12.83%-17.93%-21.79%-17.22%-17.09%-30.96%
Profit Margin
15.64%-14.76%-19.89%-8.99%-18.37%-30.39%
FCF Margin
-1.18%0.11%1.28%-4.27%-26.30%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Forward PE
-59.1459.1462.70--
P/FCF Ratio
-86.54954.77187.45--
PS Ratio
0.731.021.072.402.904.13