SaveLend Group AB Statistics

Total Valuation

STO:YIELD has a market cap or net worth of SEK 92.23 million. The enterprise value is 275.13 million.

Market Cap	92.23M
Enterprise Value	275.13M

Important Dates

The last earnings date was Friday, February 21, 2025.

Earnings Date	Feb 21, 2025
Ex-Dividend Date	n/a

Share Statistics

STO:YIELD has 57.29 million shares outstanding. The number of shares has increased by 3.49% in one year.

Current Share Class	n/a
Shares Outstanding	57.29M
Shares Change (YoY)	+3.49%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	22.82%
Owned by Institutions (%)	11.49%
Float	39.21M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.82
PB Ratio	1.13
P/TBV Ratio	5.63
P/FCF Ratio	731.99
P/OCF Ratio	17.30
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	-12.34
EV / Sales	2.45
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	2,183.54

Financial Position

The company has a current ratio of 1.08, with a Debt / Equity ratio of 2.34.

Current Ratio	1.08
Quick Ratio	0.06
Debt / Equity	2.34
Debt / EBITDA	422.44
Debt / FCF	1,518.76
Interest Coverage	-3.38

Financial Efficiency

Return on equity (ROE) is -25.59% and return on invested capital (ROIC) is -5.28%.

Return on Equity (ROE)	-25.59%
Return on Assets (ROA)	-3.97%
Return on Invested Capital (ROIC)	-5.28%
Return on Capital Employed (ROCE)	-17.82%
Revenue Per Employee	1.72M
Profits Per Employee	-342,954
Employee Count	65
Asset Turnover	0.33
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -55.52% in the last 52 weeks. The beta is -0.39, so STO:YIELD's price volatility has been lower than the market average.

Beta (5Y)	-0.39
52-Week Price Change	-55.52%
50-Day Moving Average	1.52
200-Day Moving Average	2.06
Relative Strength Index (RSI)	52.50
Average Volume (20 Days)	28,158

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, STO:YIELD had revenue of SEK 112.08 million and -22.29 million in losses. Loss per share was -0.40.

Revenue	112.08M
Gross Profit	54.65M
Operating Income	-21.37M
Pretax Income	-24.42M
Net Income	-22.29M
EBITDA	-835,000
EBIT	-21.37M
Loss Per Share	-0.40

Full Income Statement

Balance Sheet

The company has 8.47 million in cash and 191.36 million in debt, giving a net cash position of -182.90 million or -3.19 per share.

Cash & Cash Equivalents	8.47M
Total Debt	191.36M
Net Cash	-182.90M
Net Cash Per Share	-3.19
Equity (Book Value)	81.94M
Book Value Per Share	1.43
Working Capital	18.66M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 5.33 million and capital expenditures -5.21 million, giving a free cash flow of 126,000.

Operating Cash Flow	5.33M
Capital Expenditures	-5.21M
Free Cash Flow	126,000
FCF Per Share	0.00

Full Cash Flow Statement

Margins

Gross margin is 48.76%, with operating and profit margins of -19.07% and -19.89%.

Gross Margin	48.76%
Operating Margin	-19.07%
Pretax Margin	-21.79%
Profit Margin	-19.89%
EBITDA Margin	-0.75%
EBIT Margin	-19.07%
FCF Margin	0.11%

Dividends & Yields

STO:YIELD does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-3.49%
Shareholder Yield	-3.49%
Earnings Yield	-24.17%
FCF Yield	0.14%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

STO:YIELD has an Altman Z-Score of 0.02. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.02
Piotroski F-Score	n/a