SWX:BCGE Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	457.82	468.31	603.78	572.93	306.47	249.8
Interest Income on Investments	33.76	34.69	29.87	17.45	5.7	4.6
Total Interest Income	491.58	503	633.64	590.37	312.17	254.4
Interest Paid on Deposits	135.81	155.19	246.21	192.58	20.81	3.63
Net Interest Income	355.77	347.8	387.44	397.79	291.36	250.78
Net Interest Income Growth	-1.58%	-10.23%	-2.60%	36.53%	16.18%	2.37%
Income From Trading Activities	45.9	43.59	41.41	37.9	-	-
Gain (Loss) on Sale of Investments	22.82	15.34	-11.15	3.24	10.39	25.8
Other Non-Interest Income	171.83	164.37	153.02	136.88	178.16	184.28
Total Non-Interest Income	242.3	224.35	184.39	179.28	189.66	211.33
Non-Interest Income Growth	25.99%	21.67%	2.85%	-5.47%	-10.26%	39.87%
Revenues Before Loan Losses	598.06	572.15	571.82	577.07	481.02	462.11
Provision for Loan Losses	32.19	40.82	10.14	7.53	5.35	22.87
Revenue	565.87	531.34	561.69	569.54	475.67	439.24
Revenue Growth	5.36%	-5.40%	-1.38%	19.74%	8.29%	19.78%
Salaries and Employee Benefits	187.41	182.73	185.21	176.24	164.44	159.1
Occupancy Expenses	-	-	-	-	18.72	16.85
Selling, General & Administrative	-	-	15.56	12.83	11.44	10.44
Other Non-Interest Expense	97.61	95.18	102.58	118.76	106.09	98.55
Total Non-Interest Expense	285.02	277.91	303.35	307.82	300.68	284.93
EBT Excluding Unusual Items	280.85	253.43	258.34	261.72	174.99	154.31
Other Unusual Items	0.68	-0.14	0.14	10.48	34.58	0.01
Pretax Income	281.53	253.29	258.48	272.2	209.57	154.32
Income Tax Expense	36.05	32.4	39.28	40.96	33.62	29.09
Earnings From Continuing Operations	245.47	220.89	219.2	231.24	175.95	125.23
Minority Interest in Earnings	-	-	-	-	-0.06	-0.02
Net Income	245.47	220.89	219.2	231.24	175.89	125.21
Net Income to Common	245.47	220.89	219.2	231.24	175.89	125.21
Net Income Growth	24.49%	0.77%	-5.21%	31.47%	40.47%	19.28%
Basic Shares Outstanding	-	-	71	71	71	72
Diluted Shares Outstanding	-	-	71	71	71	72
Shares Change	-	-	-0.16%	0.23%	-1.16%	-
EPS (Basic)	-	-	3.08	3.24	2.47	1.74
EPS (Diluted)	-	-	3.08	3.24	2.47	1.74
EPS Growth	-	-	-5.05%	31.17%	42.12%	19.28%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	0.701	0.650	0.650	0.550	0.450
Dividend Growth	-	7.85%	0%	18.18%	22.22%	20.00%
Effective Tax Rate	12.81%	12.79%	15.20%	15.05%	16.04%	18.85%