SWX:BCGE Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	347.8	387.44	397.79	291.36	250.78
Net Interest Income Growth	-10.23%	-2.60%	36.53%	16.18%	2.37%
Non-Interest Income	266.71	208.35	190.1	204.24	191.34
Non-Interest Income Growth	28.01%	9.61%	-6.93%	6.74%	15.12%
Revenues Before Loan Losses	614.51	595.79	587.89	495.6	442.12
Provision for Credit Losses	40.82	10.14	7.53	5.35	22.87
Revenue	573.7	585.65	580.36	490.25	419.25
Revenue Growth	-2.04%	0.91%	18.38%	16.93%	9.80%
Compensation Expenses	182.73	185.21	176.24	164.44	159.1
Selling, General & Admin	114.9	116.91	108.72	96.85	94.9
Other Non-Interest Expenses	22.78	25.06	23.21	19.39	10.94
Total Non-Interest Expense	320.41	327.17	308.16	280.68	264.93
Pretax Income	253.29	258.48	272.2	209.57	154.32
Provision for Income Taxes	32.4	39.28	40.96	33.62	29.09
Net Income	220.89	219.2	231.24	175.95	125.23
Net Income to Common	220.89	219.2	231.24	175.95	125.23
Net Income Growth	0.77%	-5.21%	31.42%	40.50%	19.31%
Shares Outstanding (Basic)	72	72	72	72	72
Shares Outstanding (Diluted)	72	72	72	72	72
Shares Change	-	-	-	-	-
EPS (Basic)	3.07	3.04	3.20	2.40	1.70
EPS (Diluted)	3.07	3.04	3.20	2.40	1.70
EPS Growth	0.99%	-5.00%	33.33%	41.18%	13.33%
Free Cash Flow	0	360.24	259.39	511.35	250.44
Free Cash Flow Growth	-	38.88%	-49.27%	104.18%	554.21%
Free Cash Flow Per Share	-	5.00	3.60	7.10	3.48
Dividends Per Share	0.701	0.650	0.650	0.550	0.450
Dividend Growth	7.85%	0%	18.18%	22.22%	20.00%
Profit Margin	38.50%	37.43%	39.84%	35.89%	29.87%
FCF Margin	0.00%	61.51%	44.70%	104.30%	59.73%
Effective Tax Rate	12.79%	15.20%	15.05%	16.04%	18.85%