Banque Cantonale Vaudoise Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	713.3	968.8	936	524.5	480.5
Interest Income on Investments	66	50.7	36.7	21.4	18
Total Interest Income	779.3	1,020	972.7	545.9	498.5
Interest Paid on Deposits	250.3	464.5	376	84.2	26
Net Interest Income	529	555	596.7	461.7	472.5
Net Interest Income Growth (YoY)	-4.69%	-6.99%	29.24%	-2.29%	-0.40%
Income From Trading Activities	18.2	17	20.3	20	25.7
Gain (Loss) on Sale of Investments	0.8	3	0.5	10.1	4.3
Gain (Loss) on Sale of Equity Investments	7.1	7	6.8	5.5	5.5
Other Non-Interest Income	594.4	571.5	531.3	532.7	498.5
Total Non-Interest Income	623.6	602	563.9	574.9	541
Non-Interest Income Growth (YoY)	3.59%	6.76%	-1.91%	6.27%	11.34%
Revenues Before Loan Losses	1,153	1,157	1,161	1,037	1,014
Provision for Loan Losses	2.7	1.4	0.5	-2.8	8.2
Revenue	1,150	1,156	1,160	1,039	1,005
Revenue Growth (YoY)	-0.49%	-0.39%	11.61%	3.39%	6.36%
Salaries and Employee Benefits	393.3	386.9	364.1	352.9	349.3
Occupancy Expenses	81.7	81.9	76.1	69.6	72
Selling, General & Administrative	-	25.9	26	21.3	22.2
Other Non-Interest Expense	172.1	146	152.4	147.9	133
Total Non-Interest Expense	647.1	640.7	618.6	591.7	576.5
EBT Excluding Unusual Items	502.8	514.9	541.5	447.7	428.8
Other Unusual Items	0.8	0.6	1.9	1.2	12.4
Pretax Income	503.6	515.5	543.4	448.9	441.2
Income Tax Expense	73.9	74.9	74.2	60.6	62.5
Net Income	429.7	440.6	469.2	388.3	378.7
Net Income to Common	429.7	440.6	469.2	388.3	378.7
Net Income Growth	-2.47%	-6.09%	20.83%	2.54%	14.48%
Basic Shares Outstanding	-	86	86	86	86
Diluted Shares Outstanding	-	86	86	86	86
Shares Change (YoY)	-	0.02%	-0.00%	0.01%	0.04%
EPS (Basic)	-	5.13	5.46	4.52	4.41
EPS (Diluted)	-	5.13	5.46	4.52	4.41
EPS Growth	-	-6.11%	20.84%	2.52%	14.44%
Dividend Per Share	4.400	4.400	4.300	3.800	3.700
Dividend Growth	-	2.33%	13.16%	2.70%	2.78%
Effective Tax Rate	14.67%	14.53%	13.66%	13.50%	14.17%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.