Banque Cantonale Vaudoise (SWX:BCVN)

Banque Cantonale Vaudoise Income Statement

Financials in millions CHF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	835.8	968.8	936	524.5	480.5	511.2
Interest Income on Investments	57.8	50.7	36.7	21.4	18	22.6
Total Interest Income	893.6	1,020	972.7	545.9	498.5	533.8
Interest Paid on Deposits	364.3	464.5	376	84.2	26	59.4
Net Interest Income	529.3	555	596.7	461.7	472.5	474.4
Net Interest Income Growth (YoY)	-11.71%	-6.99%	29.24%	-2.29%	-0.40%	-4.51%
Income From Trading Activities	17.8	17	20.3	20	25.7	-
Gain (Loss) on Sale of Investments	0.3	3	0.5	10.1	4.3	2
Gain (Loss) on Sale of Equity Investments	7.1	7	6.8	5.5	5.5	6.5
Other Non-Interest Income	594.2	571.5	531.3	532.7	498.5	470.3
Total Non-Interest Income	622.5	602	563.9	574.9	541	485.9
Non-Interest Income Growth (YoY)	10.59%	6.76%	-1.91%	6.27%	11.34%	-1.90%
Revenues Before Loan Losses	1,152	1,157	1,161	1,037	1,014	960.3
Provision for Loan Losses	-2.2	1.4	0.5	-2.8	8.2	15.1
Revenue	1,154	1,156	1,160	1,039	1,005	945.2
Revenue Growth (YoY)	-0.45%	-0.39%	11.61%	3.39%	6.36%	-5.66%
Salaries and Employee Benefits	391.1	386.9	364.1	352.9	349.3	339.2
Occupancy Expenses	84.3	81.9	76.1	69.6	72	72.1
Selling, General & Administrative	25.9	25.9	26	21.3	22.2	23.1
Other Non-Interest Expense	145.1	146	152.4	147.9	133	138
Total Non-Interest Expense	646.4	640.7	618.6	591.7	576.5	572.4
EBT Excluding Unusual Items	507.6	514.9	541.5	447.7	428.8	372.8
Other Unusual Items	0.8	0.6	1.9	1.2	12.4	4.7
Pretax Income	508.4	515.5	543.4	448.9	441.2	377.5
Income Tax Expense	74.4	74.9	74.2	60.6	62.5	46.7
Net Income	434	440.6	469.2	388.3	378.7	330.8
Net Income to Common	434	440.6	469.2	388.3	378.7	330.8
Net Income Growth	-3.62%	-6.09%	20.83%	2.54%	14.48%	-8.85%
Basic Shares Outstanding	-	86	86	86	86	86
Diluted Shares Outstanding	-	86	86	86	86	86
Shares Change (YoY)	-	0.02%	-0.00%	0.01%	0.04%	0.07%
EPS (Basic)	-	5.13	5.46	4.52	4.41	3.85
EPS (Diluted)	-	5.13	5.46	4.52	4.41	3.85
EPS Growth	-	-6.11%	20.84%	2.52%	14.44%	-8.91%
Dividend Per Share	4.400	4.400	4.300	3.800	3.700	3.600
Dividend Growth	2.33%	2.33%	13.16%	2.70%	2.78%	-
Effective Tax Rate	14.63%	14.53%	13.66%	13.50%	14.17%	12.37%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.