Banque Cantonale Vaudoise Cash Flow Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	-	-	-	379
Depreciation & Amortization	-	-	-	-	72
Provision for Credit Losses	-	-	-	-	52
Other Adjustments	-	-	-	-	45
Changes in Trading Assets	-	-	-	-	486
Changes in Trading Liabilities	-	-	-	-	426
Changes in Accounts Payable	-	-	-	-	77
Changes in Other Operating Activities	-	-	-	-	15
Operating Cash Flow	154	196	195	150	511
Operating Cash Flow Growth	-21.43%	0.51%	30.00%	-70.65%	737.70%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	-	-	-	-	474
Net Change in Loans Held-for-Investment	-	-	-	-	1,970
Net Change in Securities and Investments	-	-	-	-	397
Cash Acquisitions	-	-	-	-	18
Capital Expenditures	-	-	-	-	25
Purchases of Intangible Assets	-	-	-	-	44
Other Investing Activities	-	-	-	-	12
Investing Cash Flow	-68	-80	-80	-52	15
Net Change in Deposits	-	-	-	-	2,821
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-	-	1,752
Long-Term Debt Issued	-	-	-	-	3,304
Net Long-Term Debt Issued (Repaid)	-	-	-	-	3,304
Repurchase of Common Stock	-	-	-	-	47
Net Common Stock Issued (Repurchased)	-	-	-	-	47
Common Dividends Paid	-	-	-	-	310
Financing Cash Flow	-2	1	0	0	24
Net Cash Flow	84	117	115	98	550
Free Cash Flow	154	196	195	150	536
Free Cash Flow Growth	-21.43%	0.51%	30.00%	-72.02%	778.69%
FCF Margin	13.36%	16.94%	16.80%	14.47%	52.88%
Free Cash Flow Per Share	1.79	2.28	2.27	1.75	6.24