Banque Cantonale Vaudoise Balance Sheet

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	8,699	10,614	12,602	12,916	12,600
Securities and Investments	7,449	6,065	5,196	5,757	4,287
Short-Term Interbank Lending and Reverse Repurchase Agreements	667	1,139	662	1,266	1,110
Trading Assets	796	827	948	1,366	568
Other Earning Assets	1,440	1,131	934	897	1,212
Gross Loans	41,934	40,166	37,908	36,626	35,582
Net Loans	41,934	40,166	37,908	36,626	35,582
Net Property, Plant & Equipment	366	379	381	376	393
Accrued Interest and Accounts Receivable	107	113	122	70	67
Long-Term Investments	87	87	87	87	86
Other Non-Earning Assets	76	111	30	37	46
Total Assets	61,620	60,629	58,870	59,397	55,952
Interest-bearing deposits	38,257	37,672	36,475	38,395	38,195
Total Deposits	38,257	37,672	36,475	38,395	38,195
Short-Term Interbank Borrowing and Repurchase Agreements	5,353	7,194	7,930	6,983	4,836
Trading Liabilities	2,588	2,082	1,560	1,459	1,615
Accrued Expenses	223	215	182	154	139
Long-Term Debt	11,147	9,448	8,445	7,942	7,315
Other Liabilities	76	92	422	752	873
Total Liabilities	57,645	56,703	55,015	55,683	52,308
Common Stock	86	86	86	86	86
Treasury Stock	-16	-13	-14	-14	-15
Additional Paid-in Capital	36	35	35	35	36
Accumulated Other Comprehensive Income	-2	-2	-2	-2	-2
Retained Earnings	3,872	3,821	3,750	3,608	2,872
Total Common Shareholders' Equity	3,976	3,927	3,855	3,713	2,977
Shareholders' Equity	3,975	3,927	3,855	3,713	3,644
Total Liabilities & Equity	61,620	60,629	58,870	59,397	55,952
Total Debt	11,147	9,448	8,445	7,942	7,315
Net Cash (Debt)	-11,147	-9,448	-8,445	-7,942	-7,315
Net Cash Growth	-	-	-	-	-
Net Cash Per Share	-129.81	-110.02	-98.36	-92.50	-85.20
Book Value	3,976	3,927	3,855	3,713	2,977
Book Value Per Share	46.30	45.73	44.90	43.24	34.67
Tangible Book Value	3,976	3,927	3,855	3,713	2,977
Tangible Book Value Per Share	46.30	45.73	44.90	43.24	34.67