Banque Cantonale Vaudoise Balance Sheet

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	8,699	10,614	12,602	12,916	12,600
Investment Securities	8,942	7,247	6,181	6,785	5,674
Trading Asset Securities	796	827	948	1,366	568
Total Investments	9,738	8,074	7,129	8,151	6,242
Gross Loans	42,032	40,256	38,003	36,718	35,677
Allowance for Loan Losses	-98	-90	-95	-92	-95
Net Loans	41,934	40,166	37,908	36,626	35,582
Property, Plant & Equipment	255	260	236	241	251
Other Intangible Assets	75	82	90	76	80
Investments in Real Estate	36	37	55	59	62
Accrued Interest Receivable	107	113	122	70	67
Other Receivables	678	1,149	677	1,203	984
Other Real Estate Owned & Foreclosed	34	36	36	35	69
Other Long-Term Assets	64	98	15	20	15
Total Assets	61,620	60,629	58,870	59,397	55,952
Accrued Expenses	239	250	216	165	145
Interest Bearing Deposits	5,152	37,672	36,475	38,395	38,195
Non-Interest Bearing Deposits	33,105	-	-	-	-
Total Deposits	38,257	37,672	36,475	38,395	38,195
Short-Term Borrowings	5,579	3,334	3,535	2,464	3,071
Current Portion of Long-Term Debt	3,500	-	5,953	5,975	3,378
Other Current Liabilities	1	1	2	3	2
Long-Term Debt	10,008	15,389	8,445	7,942	7,315
Long-Term Deferred Tax Liabilities	1	1	1	1	1
Other Long-Term Liabilities	60	55	388	739	201
Total Liabilities	57,645	56,702	55,015	55,684	52,308
Common Stock	86	86	86	86	86
Retained Earnings	3,872	3,821	3,750	3,608	3,538
Treasury Stock	-16	-13	-14	-14	-15
Comprehensive Income & Other	33	33	33	33	35
Shareholders' Equity	3,975	3,927	3,855	3,713	3,644
Total Liabilities & Equity	61,620	60,629	58,870	59,397	55,952
Total Debt	19,087	18,723	17,933	16,381	13,764
Net Cash (Debt)	-9,592	-7,282	-4,383	-2,020	-438
Net Cash Per Share	-111.70	-84.80	-51.05	-23.53	-5.10
Filing Date Shares Outstanding	85.89	85.91	85.89	85.88	85.87
Total Common Shares Outstanding	85.89	85.91	85.89	85.88	85.87
Book Value Per Share	46.28	45.71	44.88	43.23	42.44
Tangible Book Value	3,900	3,845	3,765	3,637	3,564
Tangible Book Value Per Share	45.41	44.76	43.84	42.35	41.50

Source: S&P Global Market Intelligence. Banks template. Financial Sources.