EFG International AG Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,169	1,461	1,389	678.5	389.4
Interest Income on Investments	2.3	2.2	2.8	2.2	1.8
Total Interest Income	1,171	1,464	1,392	680.7	391.2
Interest Paid on Deposits	842.7	1,078	877.4	283	130.1
Net Interest Income	328.2	385.5	514.8	397.7	261.1
Net Interest Income Growth (YoY)	-14.86%	-25.12%	29.44%	52.32%	-13.54%
Gain (Loss) on Sale of Assets	-	-	-	7.6	-
Gain (Loss) on Sale of Investments	1.4	-0.1	72.5	3.8	64.4
Other Non-Interest Income	1,339	1,114	843.4	860.9	929.1
Total Non-Interest Income	1,341	1,113	915.9	872.3	993.5
Non-Interest Income Growth (YoY)	20.42%	21.56%	5.00%	-12.20%	19.90%
Revenues Before Loan Losses	1,669	1,499	1,431	1,270	1,255
Provision for Loan Losses	10.7	2.1	6.7	2.9	-3.3
Revenue	1,658	1,497	1,424	1,267	1,258
Revenue Growth (YoY)	10.79%	5.11%	12.38%	0.73%	11.89%
Selling, General & Administrative	16.7	14.9	13	11.4	8.9
Other Non-Interest Expense	1,059	988.5	998.2	988.1	1,029
Total Non-Interest Expense	1,158	1,082	1,063	1,030	1,065
EBT Excluding Unusual Items	500.1	414.5	360.9	237.1	192.9
Asset Writedown	-1.2	-2.3	-23.6	-	-
Legal Settlements	-104.2	-30.8	-4.1	-	-10.5
Other Unusual Items	-	-	-	-	63
Pretax Income	394.7	381.4	333.2	237.1	245.4
Income Tax Expense	69.3	59.8	30	33.4	31.5
Earnings From Continuing Operations	325.4	321.6	303.2	203.7	213.9
Minority Interest in Earnings	-0.2	-	-	-1.3	-8.1
Net Income	325.2	321.6	303.2	202.4	205.8
Preferred Dividends & Other Adjustments	17.4	19.9	18.4	20.5	19.1
Net Income to Common	307.8	301.7	284.8	181.9	186.7
Net Income Growth	1.12%	6.07%	49.80%	-1.65%	78.49%
Basic Shares Outstanding	300	301	303	305	299
Diluted Shares Outstanding	315	317	312	318	316
Shares Change (YoY)	-0.49%	1.65%	-2.02%	0.56%	1.95%
EPS (Basic)	1.03	1.00	0.94	0.60	0.62
EPS (Diluted)	0.98	0.95	0.91	0.57	0.59
EPS Growth	3.16%	4.40%	59.65%	-3.39%	59.46%
Dividend Per Share	0.650	0.600	0.550	0.450	0.360
Dividend Growth	8.33%	9.09%	22.22%	25.00%	20.00%
Effective Tax Rate	17.56%	15.68%	9.00%	14.09%	12.84%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.