EFG International AG Balance Sheet

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,386	3,375	2,213	3,638	2,906
Investment Securities	8,382	9,892	12,072	10,153	8,336
Trading Asset Securities	981.9	1,550	1,574	1,796	973.6
Total Investments	9,363	11,442	13,647	11,949	9,310
Gross Loans	19,437	17,948	16,037	16,762	18,243
Allowance for Loan Losses	-28.3	-22.6	-18.1	-14.2	-16.9
Net Loans	19,408	17,925	16,019	16,748	18,226
Property, Plant & Equipment	342.8	359.8	299.9	311.7	334.6
Goodwill	115.6	42.8	42.8	46.4	48.8
Other Intangible Assets	217.8	149.4	160.7	192.7	180.5
Accrued Interest Receivable	25.6	28.3	24.2	24.2	32.3
Other Receivables	409.6	456.2	451.7	380.3	317.1
Restricted Cash	5,012	5,835	4,684	9,448	9,748
Other Current Assets	153.1	164.9	177	193.4	449.2
Long-Term Deferred Tax Assets	17.9	40	73.9	80.1	61.9
Other Real Estate Owned & Foreclosed	5.2	5.2	6.7	13.7	14
Other Long-Term Assets	937	776.2	786.2	512.1	514.6
Total Assets	39,394	40,600	38,586	43,538	42,143
Accrued Expenses	10.7	9.8	9.4	8.6	11.6
Interest Bearing Deposits	20,893	20,706	19,738	17,488	8,245
Non-Interest Bearing Deposits	10,899	10,600	10,318	16,548	24,272
Total Deposits	31,792	31,306	30,057	34,035	32,517
Short-Term Borrowings	1,489	2,071	2,197	2,344	1,592
Current Portion of Long-Term Debt	182.3	381.6	316.3	221.3	39.5
Current Portion of Leases	40.3	39	36.2	34.5	35.2
Current Income Taxes Payable	28.3	6.6	13	19.7	19
Long-Term Debt	901.6	440	42.6	36.2	252.2
Long-Term Leases	145.5	156.2	160.2	173	187.8
Long-Term Unearned Revenue	315.1	285.5	319.1	292.4	328.2
Pension & Post-Retirement Benefits	1.7	35.3	38.7	10.4	-
Long-Term Deferred Tax Liabilities	44.3	15.8	16.4	17.4	19.9
Other Long-Term Liabilities	2,054	3,474	3,163	4,280	4,849
Total Liabilities	37,005	38,221	36,369	41,473	39,852
Preferred Stock, Non-Redeemable	-	-	-	-	0.2
Total Preferred Equity	-	-	-	-	0.2
Common Stock	149.1	149.7	150.9	151.3	152
Additional Paid-In Capital	1,827	1,883	1,933	1,971	2,015
Retained Earnings	75.5	-34.6	-164.9	-314.3	-407.2
Comprehensive Income & Other	334.5	380.2	298.2	256.1	489.2
Total Common Equity	2,386	2,378	2,217	2,065	2,249
Minority Interest	3	-	-	0.8	42.6
Shareholders' Equity	2,389	2,378	2,217	2,065	2,292
Total Liabilities & Equity	39,394	40,600	38,586	43,538	42,143
Total Debt	2,759	3,088	2,752	2,809	2,107
Net Cash (Debt)	1,609	1,837	1,035	2,625	1,773
Net Cash Growth	-12.41%	77.50%	-60.57%	48.04%	-15.85%
Net Cash Per Share	5.10	5.80	3.32	8.25	5.61
Filing Date Shares Outstanding	298.26	299.38	301.76	302.58	303.92
Total Common Shares Outstanding	298.26	299.38	301.76	302.58	303.92
Book Value Per Share	8.00	7.94	7.35	6.82	7.40
Tangible Book Value	2,053	2,186	2,014	1,825	2,019
Tangible Book Value Per Share	6.88	7.30	6.67	6.03	6.64