SWX:HBLN Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	91.38	106.62	100.84	55.95	52.81	55.09
Interest Income on Investments	12.99	10.8	8.41	7.39	6.17	6.25
Total Interest Income	104.37	117.42	109.25	63.34	58.98	61.34
Interest Paid on Deposits	23.68	35.22	22.81	3.18	1.84	4.52
Net Interest Income	80.69	82.2	86.44	60.17	57.14	56.82
Net Interest Income Growth (YoY)	-6.38%	-4.91%	43.67%	5.29%	0.57%	2.69%
Income From Trading Activities	8.3	4	3.79	4.03	3.31	2.9
Gain (Loss) on Sale of Investments	-1.91	0.02	-	0.68	6.56	5.07
Gain (Loss) on Sale of Equity Investments	0.65	0.65	0.59	0.51	-	-
Other Non-Interest Income	35.16	27.01	22.8	21.29	22.74	20.04
Total Non-Interest Income	42.39	31.85	27.37	26.64	32.84	28.23
Non-Interest Income Growth (YoY)	64.22%	16.39%	2.74%	-18.89%	16.33%	9.40%
Revenues Before Loan Losses	123.09	114.05	113.81	86.8	89.98	85.05
Provision for Loan Losses	-1.34	0.61	2.73	-1.01	-0.78	0.08
Revenue	124.43	113.44	111.08	87.82	90.76	84.97
Revenue Growth (YoY)	13.72%	2.13%	26.49%	-3.25%	6.82%	2.67%
Salaries and Employee Benefits	56.04	47.52	42.37	38.17	35.44	34.76
Occupancy Expenses	9.63	9.63	7.38	4.75	14.09	12.68
Selling, General & Administrative	34.76	28.04	25.95	20.37	19.49	16.33
Other Non-Interest Expense	7.34	5.44	9.86	3.19	0.03	0.36
Total Non-Interest Expense	107.77	90.62	85.56	66.48	69.04	64.13
EBT Excluding Unusual Items	16.66	22.82	25.52	21.34	21.72	20.84
Other Unusual Items	5.52	-	-	0.25	-	-
Pretax Income	22.18	22.82	25.52	21.59	21.72	20.84
Income Tax Expense	3.38	2.37	4.24	3.56	3.47	2.77
Net Income	18.8	20.45	21.28	18.03	18.25	18.08
Net Income to Common	18.8	20.45	21.28	18.03	18.25	18.08
Net Income Growth	-8.15%	-3.91%	18.04%	-1.21%	0.96%	-14.12%
Basic Shares Outstanding	-	0	0	0	0	0
Diluted Shares Outstanding	-	0	0	0	0	0
Shares Change (YoY)	-	0.03%	-0.07%	0.05%	0.08%	-0.39%
EPS (Basic)	-	284.92	296.58	251.08	254.27	252.06
EPS (Diluted)	-	284.92	296.58	251.08	254.27	252.06
EPS Growth	-	-3.93%	18.12%	-1.25%	0.88%	-13.78%
Dividend Per Share	120.000	120.000	120.000	115.000	115.000	110.000
Dividend Growth	-	-	4.35%	-	4.54%	-
Effective Tax Rate	15.25%	10.37%	16.61%	16.48%	15.98%	13.27%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.