SWX:HBLN Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	77.01	106.62	100.84	55.95	52.81
Interest Income on Investments	14.99	10.8	8.41	7.39	6.17
Total Interest Income	92	117.42	109.25	63.34	58.98
Interest Paid on Deposits	15.93	35.22	22.81	3.18	1.84
Net Interest Income	76.07	82.2	86.44	60.17	57.14
Net Interest Income Growth (YoY)	-7.46%	-4.91%	43.67%	5.29%	0.57%
Income From Trading Activities	13.73	4	3.79	4.03	3.31
Gain (Loss) on Sale of Investments	3.01	0.02	-	0.68	6.56
Gain (Loss) on Sale of Equity Investments	0.7	0.65	0.59	0.51	-
Other Non-Interest Income	41.7	27.01	22.8	21.29	22.74
Total Non-Interest Income	59.41	31.85	27.37	26.64	32.84
Non-Interest Income Growth (YoY)	86.51%	16.39%	2.74%	-18.89%	16.33%
Revenues Before Loan Losses	135.48	114.05	113.81	86.8	89.98
Provision for Loan Losses	-1.58	0.61	2.73	-1.01	-0.78
Revenue	137.06	113.44	111.08	87.82	90.76
Revenue Growth (YoY)	20.82%	2.13%	26.49%	-3.25%	6.82%
Salaries and Employee Benefits	62	46.86	42.37	38.17	35.44
Occupancy Expenses	15.52	9.63	7.38	4.75	14.09
Selling, General & Administrative	39.1	28.7	25.95	20.37	19.49
Other Non-Interest Expense	3.41	5.44	9.86	3.19	0.03
Total Non-Interest Expense	120.03	90.62	85.56	66.48	69.04
EBT Excluding Unusual Items	17.03	22.82	25.52	21.34	21.72
Other Unusual Items	5.52	-	-	0.25	-
Pretax Income	22.56	22.82	25.52	21.59	21.72
Income Tax Expense	2.53	2.37	4.24	3.56	3.47
Net Income	20.03	20.45	21.28	18.03	18.25
Net Income to Common	20.03	20.45	21.28	18.03	18.25
Net Income Growth	-2.08%	-3.91%	18.04%	-1.21%	0.96%
Basic Shares Outstanding	0	0	0	0	0
Diluted Shares Outstanding	0	0	0	0	0
Shares Change (YoY)	-0.02%	0.03%	-0.07%	0.05%	0.08%
EPS (Basic)	279.06	284.92	296.58	251.08	254.27
EPS (Diluted)	279.06	284.92	296.58	251.08	254.27
EPS Growth	-2.06%	-3.93%	18.12%	-1.25%	0.88%
Dividend Per Share	120.000	120.000	120.000	115.000	115.000
Dividend Growth	-	-	4.35%	-	4.54%
Effective Tax Rate	11.22%	10.37%	16.61%	16.48%	15.98%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.