SWX:LLBN Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	122.94	134.1	164.39	152.25	154.01
Net Interest Income Growth	-8.32%	-18.43%	7.98%	-1.15%	-0.06%
Non-Interest Income	488.13	422.46	377.57	353.66	319.92
Non-Interest Income Growth	15.54%	11.89%	6.76%	10.55%	11.14%
Revenues Before Loan Losses	611.07	556.56	541.97	505.91	473.94
Provision for Credit Losses	-0.57	-9.23	0.2	2.72	-2.47
Revenue	611.64	565.79	541.77	503.19	476.4
Revenue Growth	8.10%	4.43%	7.67%	5.62%	10.71%
Compensation Expenses	256.15	234.72	209.46	196.15	189.99
Selling, General & Admin	113.79	98.45	99.94	96.02	83.45
Other Non-Interest Expenses	40.42	36.35	39.01	36.07	39.56
Total Non-Interest Expense	410.35	369.51	348.41	328.23	312.99
Pretax Income	201.29	196.28	193.36	174.96	163.41
Provision for Income Taxes	34.76	29.04	28.63	25.51	25.55
Net Income	166.53	167.24	164.73	149.45	137.86
Minority Interest in Earnings	0.14	0.13	0.16	1.91	7.96
Net Income to Common	166.39	167.11	164.57	147.54	129.91
Net Income Growth	-0.43%	1.54%	11.54%	13.58%	25.49%
Shares Outstanding (Basic)	30	31	31	31	31
Shares Outstanding (Diluted)	31	31	31	31	31
Shares Change	-0.39%	-0.39%	0.10%	0.14%	0.19%
EPS (Basic)	5.47	5.47	5.37	4.82	4.25
EPS (Diluted)	5.44	5.45	5.34	4.80	4.23
EPS Growth	-0.18%	2.06%	11.25%	13.48%	25.15%
Free Cash Flow	-1,480	-376.76	-502.76	-44.95	754.81
Free Cash Flow Growth	-	-	-	-	-21.34%
Free Cash Flow Per Share	-48.43	-12.28	-16.32	-1.46	24.57
Dividends Per Share	2.800	2.800	2.700	2.500	2.300
Dividend Growth	0%	3.70%	8.00%	8.70%	4.54%
Profit Margin	27.23%	29.56%	30.41%	29.70%	28.94%
FCF Margin	-241.98%	-66.59%	-92.80%	-8.93%	158.44%
Effective Tax Rate	17.27%	14.79%	14.81%	14.58%	15.63%