Luzerner Kantonalbank AG (SWX:LUKN)

Luzerner Kantonalbank AG Income Statement

Financials in millions CHF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	902.39	961.73	941.6	487.28	401.51	418.33
Interest Income on Investments	46.7	46.37	41.7	26.11	26.72	27.38
Total Interest Income	949.09	1,008	983.29	513.39	428.24	445.71
Interest Paid on Deposits	480.88	549	555.93	108.92	35.16	62.18
Net Interest Income	468.21	459.1	427.36	404.47	393.08	383.53
Net Interest Income Growth (YoY)	7.29%	7.43%	5.66%	2.90%	2.49%	7.28%
Income From Trading Activities	62.52	56.5	59.6	61.52	51.64	50.27
Gain (Loss) on Sale of Investments	14.67	16.47	10.06	9.73	26.6	3.85
Gain (Loss) on Sale of Equity Investments	3.28	3.31	5.62	4.46	5.23	3.44
Other Non-Interest Income	126.14	123.03	110.48	113.25	120.66	102.88
Total Non-Interest Income	213.84	206.54	192.62	195.47	209.2	165.33
Non-Interest Income Growth (YoY)	10.81%	7.23%	-1.46%	-6.56%	26.53%	6.15%
Revenues Before Loan Losses	682.05	665.64	619.99	599.94	602.28	548.87
Provision for Loan Losses	15.07	15.13	5.13	14.22	20.98	17.77
Revenue	666.98	650.52	614.86	585.72	581.3	531.09
Revenue Growth (YoY)	6.98%	5.80%	4.97%	0.76%	9.45%	5.31%
Salaries and Employee Benefits	208.17	204.31	187.92	187.61	173.99	167.03
Occupancy Expenses	28.91	28.91	35.44	33.55	38.06	26.21
Selling, General & Administrative	93.63	91.45	84.61	70.86	74.85	75.79
Other Non-Interest Expense	8.19	33.07	3.41	34.09	36.73	19.82
Total Non-Interest Expense	338.91	357.74	311.38	326.11	323.62	288.85
EBT Excluding Unusual Items	328.07	292.77	303.48	259.62	257.68	242.24
Other Unusual Items	-0.53	31.58	-	4.28	-	4.4
Pretax Income	327.55	324.35	303.48	263.9	257.68	246.64
Income Tax Expense	39.12	37.71	38.08	37.29	36.3	35.77
Net Income	288.42	286.64	265.4	226.6	221.38	210.87
Net Income to Common	288.42	286.64	265.4	226.6	221.38	210.87
Net Income Growth	3.36%	8.00%	17.12%	2.36%	4.98%	2.90%
Basic Shares Outstanding	49	49	49	42	42	42
Diluted Shares Outstanding	49	49	49	42	42	42
Shares Change (YoY)	-	-0.09%	16.38%	-0.01%	0.08%	0.03%
EPS (Basic)	5.85	5.81	5.38	5.34	5.22	4.97
EPS (Diluted)	5.85	5.81	5.38	5.34	5.22	4.97
EPS Growth	-	8.10%	0.64%	2.37%	4.90%	2.88%
Dividend Per Share	-	2.600	2.500	2.500	2.500	2.500
Dividend Growth	-	4.00%	-	-	-	-
Effective Tax Rate	11.94%	11.63%	12.55%	14.13%	14.09%	14.50%

Updated Feb 3, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.