Luzerner Kantonalbank AG (SWX:LUKN)

Luzerner Kantonalbank AG Income Statement

Financials in millions CHF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	775.09	961.73	941.6	487.28	401.51	418.33
Interest Income on Investments	50.37	46.37	41.7	26.11	26.72	27.38
Total Interest Income	825.46	1,008	983.29	513.39	428.24	445.71
Interest Paid on Deposits	351.79	549	555.93	108.92	35.16	62.18
Net Interest Income	473.67	459.1	427.36	404.47	393.08	383.53
Net Interest Income Growth (YoY)	5.35%	7.43%	5.66%	2.90%	2.49%	7.28%
Income From Trading Activities	67.07	56.5	59.6	61.52	51.64	50.27
Gain (Loss) on Sale of Investments	5.57	16.47	10.06	9.73	26.6	3.85
Gain (Loss) on Sale of Equity Investments	3.67	3.31	5.62	4.46	5.23	3.44
Other Non-Interest Income	136.32	123.03	110.48	113.25	120.66	102.88
Total Non-Interest Income	220.09	206.54	192.62	195.47	209.2	165.33
Non-Interest Income Growth (YoY)	6.04%	7.23%	-1.46%	-6.56%	26.53%	6.15%
Revenues Before Loan Losses	693.76	665.64	619.99	599.94	602.28	548.87
Provision for Loan Losses	11.48	15.13	5.13	14.22	20.98	17.77
Revenue	682.28	650.52	614.86	585.72	581.3	531.09
Revenue Growth (YoY)	5.87%	5.80%	4.97%	0.76%	9.45%	5.31%
Salaries and Employee Benefits	211.33	204.31	187.92	187.61	173.99	167.03
Occupancy Expenses	28.91	28.91	35.44	33.55	38.06	26.21
Selling, General & Administrative	97.83	91.45	84.61	70.86	74.85	75.79
Other Non-Interest Expense	11.14	33.07	3.41	34.09	36.73	19.82
Total Non-Interest Expense	349.22	357.74	311.38	326.11	323.62	288.85
EBT Excluding Unusual Items	333.07	292.77	303.48	259.62	257.68	242.24
Other Unusual Items	-0.29	31.58	-	4.28	-	4.4
Pretax Income	332.78	324.35	303.48	263.9	257.68	246.64
Income Tax Expense	38.81	37.71	38.08	37.29	36.3	35.77
Net Income	293.97	286.64	265.4	226.6	221.38	210.87
Net Income to Common	293.97	286.64	265.4	226.6	221.38	210.87
Net Income Growth	3.74%	8.00%	17.12%	2.36%	4.98%	2.90%
Basic Shares Outstanding	-	49	49	42	42	42
Diluted Shares Outstanding	-	49	49	42	42	42
Shares Change (YoY)	-	-0.09%	16.38%	-0.01%	0.08%	0.03%
EPS (Basic)	-	5.81	5.38	5.34	5.22	4.97
EPS (Diluted)	-	5.81	5.38	5.34	5.22	4.97
EPS Growth	-	8.10%	0.64%	2.37%	4.90%	2.88%
Dividend Per Share	-	2.600	2.500	2.500	2.500	2.500
Dividend Growth	-	4.00%	-	-	-	-
Effective Tax Rate	11.66%	11.63%	12.55%	14.13%	14.09%	14.50%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.