Luzerner Kantonalbank AG Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	721.66	961.73	941.6	487.28	401.51
Interest Income on Investments	52.74	46.37	41.7	26.11	26.72
Total Interest Income	774.39	1,008	983.29	513.39	428.24
Interest Paid on Deposits	298.78	549	555.93	108.92	35.16
Net Interest Income	475.61	459.1	427.36	404.47	393.08
Net Interest Income Growth (YoY)	3.60%	7.43%	5.66%	2.90%	2.49%
Income From Trading Activities	75.98	56.5	59.6	61.52	51.64
Gain (Loss) on Sale of Investments	-26.4	16.47	10.06	9.73	26.6
Gain (Loss) on Sale of Equity Investments	4.05	3.31	5.62	4.46	5.23
Other Non-Interest Income	141.39	123.03	110.48	113.25	120.66
Total Non-Interest Income	202.53	206.54	192.62	195.47	209.2
Non-Interest Income Growth (YoY)	-1.94%	7.23%	-1.46%	-6.56%	26.53%
Revenues Before Loan Losses	678.14	665.64	619.99	599.94	602.28
Provision for Loan Losses	17.51	15.13	5.13	14.22	20.98
Revenue	660.62	650.52	614.86	585.72	581.3
Revenue Growth (YoY)	1.55%	5.80%	4.97%	0.76%	9.45%
Salaries and Employee Benefits	218.41	204.31	187.92	187.61	173.99
Occupancy Expenses	-	28.91	35.44	33.55	38.06
Selling, General & Administrative	96.77	91.45	84.61	70.86	74.85
Other Non-Interest Expense	11.67	33.07	3.41	34.09	36.73
Total Non-Interest Expense	326.85	357.74	311.38	326.11	323.62
EBT Excluding Unusual Items	333.78	292.77	303.48	259.62	257.68
Other Unusual Items	0.21	31.58	-	4.28	-
Pretax Income	333.99	324.35	303.48	263.9	257.68
Income Tax Expense	38.49	37.71	38.08	37.29	36.3
Net Income	295.5	286.64	265.4	226.6	221.38
Net Income to Common	295.5	286.64	265.4	226.6	221.38
Net Income Growth	3.09%	8.00%	17.12%	2.36%	4.98%
Basic Shares Outstanding	49	49	49	42	42
Diluted Shares Outstanding	49	49	49	42	42
Shares Change (YoY)	0.34%	-0.09%	16.38%	-0.01%	0.08%
EPS (Basic)	5.97	5.81	5.38	5.34	5.22
EPS (Diluted)	5.97	5.81	5.38	5.34	5.22
EPS Growth	2.74%	8.10%	0.64%	2.37%	4.90%
Dividend Per Share	2.700	2.600	2.500	2.500	2.500
Dividend Growth	3.85%	4.00%	-	-	-
Effective Tax Rate	11.53%	11.63%	12.55%	14.13%	14.09%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.