Luzerner Kantonalbank AG (SWX:LUKN)

Luzerner Kantonalbank AG Income Statement

Financials in millions CHF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	840.51	961.73	941.6	487.28	401.51	418.33
Interest Income on Investments	48.61	46.37	41.7	26.11	26.72	27.38
Total Interest Income	889.12	1,008	983.29	513.39	428.24	445.71
Interest Paid on Deposits	411.38	549	555.93	108.92	35.16	62.18
Net Interest Income	477.74	459.1	427.36	404.47	393.08	383.53
Net Interest Income Growth (YoY)	9.27%	7.43%	5.66%	2.90%	2.49%	7.28%
Income From Trading Activities	61.18	56.5	59.6	61.52	51.64	50.27
Gain (Loss) on Sale of Investments	8.94	16.47	10.06	9.73	26.6	3.85
Gain (Loss) on Sale of Equity Investments	3.75	3.31	5.62	4.46	5.23	3.44
Other Non-Interest Income	131.09	123.03	110.48	113.25	120.66	102.88
Total Non-Interest Income	212.35	206.54	192.62	195.47	209.2	165.33
Non-Interest Income Growth (YoY)	4.98%	7.23%	-1.46%	-6.56%	26.53%	6.15%
Revenues Before Loan Losses	690.09	665.64	619.99	599.94	602.28	548.87
Provision for Loan Losses	12.58	15.13	5.13	14.22	20.98	17.77
Revenue	677.51	650.52	614.86	585.72	581.3	531.09
Revenue Growth (YoY)	7.59%	5.80%	4.97%	0.76%	9.45%	5.31%
Salaries and Employee Benefits	211.14	204.31	187.92	187.61	173.99	167.03
Occupancy Expenses	28.91	28.91	35.44	33.55	38.06	26.21
Selling, General & Administrative	97.02	91.45	84.61	70.86	74.85	75.79
Other Non-Interest Expense	8.11	33.07	3.41	34.09	36.73	19.82
Total Non-Interest Expense	345.19	357.74	311.38	326.11	323.62	288.85
EBT Excluding Unusual Items	332.32	292.77	303.48	259.62	257.68	242.24
Other Unusual Items	-0.29	31.58	-	4.28	-	4.4
Pretax Income	332.03	324.35	303.48	263.9	257.68	246.64
Income Tax Expense	39.4	37.71	38.08	37.29	36.3	35.77
Net Income	292.63	286.64	265.4	226.6	221.38	210.87
Net Income to Common	292.63	286.64	265.4	226.6	221.38	210.87
Net Income Growth	3.71%	8.00%	17.12%	2.36%	4.98%	2.90%
Basic Shares Outstanding	-	49	49	42	42	42
Diluted Shares Outstanding	-	49	49	42	42	42
Shares Change (YoY)	-	-0.09%	16.38%	-0.01%	0.08%	0.03%
EPS (Basic)	-	5.81	5.38	5.34	5.22	4.97
EPS (Diluted)	-	5.81	5.38	5.34	5.22	4.97
EPS Growth	-	8.10%	0.64%	2.37%	4.90%	2.88%
Dividend Per Share	2.600	2.600	2.500	2.500	2.500	2.500
Dividend Growth	4.00%	4.00%	-	-	-	-
Effective Tax Rate	11.87%	11.63%	12.55%	14.13%	14.09%	14.50%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.