Luzerner Kantonalbank AG (SWX:LUKN)

Luzerner Kantonalbank AG Income Statement

Financials in millions CHF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	697.49	721.66	961.73	941.6	487.28	401.51
Interest Income on Investments	54.99	52.74	46.37	41.7	26.11	26.72
Total Interest Income	752.48	774.39	1,008	983.29	513.39	428.24
Interest Paid on Deposits	271.55	298.78	549	555.93	108.92	35.16
Net Interest Income	480.93	475.61	459.1	427.36	404.47	393.08
Net Interest Income Growth (YoY)	2.72%	3.60%	7.43%	5.66%	2.90%	2.49%
Income From Trading Activities	74.77	75.98	56.5	59.6	61.52	51.64
Gain (Loss) on Sale of Investments	-25.23	-26.4	16.47	10.06	9.73	26.6
Gain (Loss) on Sale of Equity Investments	3.46	4.05	3.31	5.62	4.46	5.23
Other Non-Interest Income	145.34	141.39	123.03	110.48	113.25	120.66
Total Non-Interest Income	205.94	202.53	206.54	192.62	195.47	209.2
Non-Interest Income Growth (YoY)	-3.69%	-1.94%	7.23%	-1.46%	-6.56%	26.53%
Revenues Before Loan Losses	686.87	678.14	665.64	619.99	599.94	602.28
Provision for Loan Losses	18.11	17.51	15.13	5.13	14.22	20.98
Revenue	668.76	660.62	650.52	614.86	585.72	581.3
Revenue Growth (YoY)	0.27%	1.55%	5.80%	4.97%	0.76%	9.45%
Salaries and Employee Benefits	221.31	218.41	204.31	187.92	187.61	173.99
Occupancy Expenses	-	-	28.91	35.44	33.55	38.06
Selling, General & Administrative	98.43	96.77	91.45	84.61	70.86	74.85
Other Non-Interest Expense	12.18	11.67	33.07	3.41	34.09	36.73
Total Non-Interest Expense	331.93	326.85	357.74	311.38	326.11	323.62
EBT Excluding Unusual Items	336.83	333.78	292.77	303.48	259.62	257.68
Other Unusual Items	0	0.21	31.58	-	4.28	-
Pretax Income	336.84	333.99	324.35	303.48	263.9	257.68
Income Tax Expense	37.88	38.49	37.71	38.08	37.29	36.3
Net Income	298.96	295.5	286.64	265.4	226.6	221.38
Net Income to Common	298.96	295.5	286.64	265.4	226.6	221.38
Net Income Growth	3.65%	3.09%	8.00%	17.12%	2.36%	4.98%
Basic Shares Outstanding	-	49	49	49	42	42
Diluted Shares Outstanding	-	49	49	49	42	42
Shares Change (YoY)	-	0.34%	-0.09%	16.38%	-0.01%	0.08%
EPS (Basic)	-	5.97	5.81	5.38	5.34	5.22
EPS (Diluted)	-	5.97	5.81	5.38	5.34	5.22
EPS Growth	-	2.74%	8.10%	0.64%	2.37%	4.90%
Dividend Per Share	-	2.700	2.600	2.500	2.500	2.500
Dividend Growth	-	3.85%	4.00%	-	-	-
Effective Tax Rate	11.25%	11.53%	11.63%	12.55%	14.13%	14.09%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.