Luzerner Kantonalbank AG (SWX:LUKN)

Switzerland · Delayed Price · Currency is CHF

124.40

+0.60 (0.48%)

Oct 23, 2026, 5:30 PM CEST

Luzerner Kantonalbank AG Financials Overview

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	681.2	660.62	650.52	614.86	585.72	581.3
Revenue Growth	0.54%	1.55%	5.80%	4.97%	0.76%	9.45%
Net Income	306.21	295.5	286.64	265.4	226.6	221.38
Earnings Per Share	-	5.97	5.81	5.38	5.34	5.22
EPS Growth	-	2.74%	8.10%	0.64%	2.37%	4.90%

Revenue by Segment

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Private & Commercial Customers (P&G)	264.1	240.5	224.7	215.4
Corporate Customers	129.2	111.5	93	89.9
Private Banking	113.9	102.8	100.1	95.1
Corporate Centre	146.1	166.9	168.4	178.4
Total	653.3	621.7	586.2	578.8

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	10,123	9,580	10,118	9,833	10,941	10,266
Total Debt	28,128	27,642	25,858	24,184	26,187	20,813
Net Cash (Debt)	-18,006	-18,061	-15,739	-14,352	-15,247	-10,547
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-	-364.90	-319.06	-290.67	-359.37	-248.57

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	-	-561.34	-4,379	1,537	-3,166
Capital Expenditures	-	-	-19.36	-17.85	-49.37	-65.76
Free Cash Flow	-	-	-580.7	-4,397	1,487	-3,231
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	44.95%	44.73%	44.06%	43.16%	38.69%	38.08%
FCF Margin	-	-	-89.27%	-715.06%	253.92%	-555.90%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.700	2.700	2.600	2.500	2.500	2.500
Dividend Per Share Growth	3.85%	3.85%	4.00%	0%	0%	0%
Dividend Yield	2.17%	2.92%	4.07%	3.46%	3.02%	3.01%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	19.94	15.47	10.99	13.43	15.48	15.89
Forward PE	19.57	15.49	11.12	12.53	14.87	14.72
P/FCF Ratio	-	-	-	-	2.36	-
PS Ratio	8.96	6.92	4.84	5.80	5.99	6.05