VP Bank AG (SWX:VPBN)
Switzerland · Delayed Price · Currency is CHF 95.50
+1.10 (1.17%)
Sep 11, 2026, 5:30 PM CET
VP Bank AG Income Statement
Financials in millions CHF. Fiscal year is January - December.
Millions CHF. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 162.59 | 181.94 | 262.45 | 268.86 | 132.9 | 110.98 |
Interest Income on Investments | 90.03 | 95.21 | 94.38 | 47.2 | 30.32 | 12.82 |
Total Interest Income | 252.61 | 277.15 | 356.83 | 316.06 | 163.21 | 123.8 |
Interest Paid on Deposits | 111.65 | 132.62 | 204.07 | 182.42 | 41.72 | 13.81 |
Net Interest Income | 140.96 | 144.53 | 152.76 | 133.64 | 121.49 | 109.99 |
Net Interest Income Growth | -6.06% | -5.38% | 14.31% | 10.00% | 10.46% | -3.15% |
Income From Trading Activities | 32.3 | 34.93 | 30.86 | 85.25 | 65.51 | 50.01 |
Gain (Loss) on Sale of Equity Investments | 0.59 | 0.33 | -0 | -0 | - | -0 |
Other Non-Interest Income | 164.27 | 157.53 | 146.92 | 143.14 | 149.36 | 169.87 |
Total Non-Interest Income | 197.16 | 192.79 | 177.78 | 228.39 | 214.87 | 219.88 |
Non-Interest Income Growth | 4.55% | 8.44% | -22.16% | 6.29% | -2.28% | 7.00% |
Revenues Before Loan Losses | 338.12 | 337.32 | 330.53 | 362.03 | 336.36 | 329.87 |
Provision for Loan Losses | 0.21 | -0.17 | 0.72 | 4.95 | -2.42 | -1.65 |
| 337.91 | 337.48 | 329.81 | 357.08 | 338.78 | 331.52 | |
Revenue Growth | -0.16% | 2.33% | -7.64% | 5.40% | 2.19% | 10.62% |
Salaries and Employee Benefits | 168.56 | 171.28 | 173.21 | 174.45 | 171.75 | 172.3 |
Occupancy Expenses | 27.37 | 29.18 | 33.17 | 45.91 | 39.96 | 36.38 |
Selling, General & Administrative | 73.88 | 78.53 | 85.62 | 85.04 | 77.78 | 62.89 |
Other Non-Interest Expense | 2.89 | 1.7 | 1.75 | 2.73 | 2.1 | 1.89 |
Total Non-Interest Expense | 272.69 | 280.68 | 293.75 | 308.13 | 291.58 | 273.46 |
EBT Excluding Unusual Items | 65.22 | 56.81 | 36.06 | 48.95 | 47.2 | 58.06 |
Asset Writedown | - | - | -1.89 | - | -1.01 | - |
Legal Settlements | -0.27 | -0.3 | -0.7 | -0.45 | -1 | - |
Other Unusual Items | - | - | -3.9 | 2.4 | - | - |
Pretax Income | 60.35 | 56.51 | 22.27 | 50.9 | 45.19 | 57.76 |
Income Tax Expense | 9.69 | 9.49 | 3.8 | 6.69 | 5.03 | 7.12 |
Net Income | 50.66 | 47.02 | 18.47 | 44.21 | 40.16 | 50.64 |
Net Income to Common | 50.66 | 47.02 | 18.47 | 44.21 | 40.16 | 50.64 |
Net Income Growth | 41.70% | 154.56% | -58.22% | 10.08% | -20.69% | 21.66% |
Basic Shares Outstanding | 6 | 6 | 6 | 6 | 6 | 6 |
Diluted Shares Outstanding | 6 | 6 | 6 | 6 | 6 | 6 |
Shares Change | 0.82% | 0.74% | 0.63% | 0.57% | 0.64% | 0.65% |
EPS (Basic) | 8.10 | 7.55 | 2.98 | 7.19 | 6.57 | 8.33 |
EPS (Diluted) | 8.06 | 7.51 | 2.97 | 7.16 | 6.54 | 8.30 |
EPS Growth | 40.55% | 152.68% | -58.48% | 9.46% | -21.20% | 20.88% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 4.000 | 4.000 | 4.000 | 5.000 | 5.000 | 5.000 |
Dividend Growth | 0% | 0% | -20.00% | 0% | 0% | 25.00% |
Effective Tax Rate | 16.06% | 16.79% | 17.05% | 13.15% | 11.13% | 12.32% |