Walliser Kantonalbank Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	257.31	340.02	331.37	195.26	179.4
Interest Income on Investments	12.21	19.1	10.26	2.74	1.49
Total Interest Income	269.52	359.12	341.63	198.01	180.89
Interest Paid on Deposits	74.22	136.46	107.92	15.29	12.73
Net Interest Income	195.3	222.66	233.71	182.72	168.15
Net Interest Income Growth (YoY)	-12.29%	-4.73%	27.91%	8.66%	1.98%
Income From Trading Activities	20.09	16.93	17.85	24.87	24.57
Gain (Loss) on Sale of Investments	-10.54	0.71	1.28	1.03	2.45
Other Non-Interest Income	57.45	51.51	50.07	47.11	47.38
Total Non-Interest Income	66.99	69.14	69.21	73.01	74.39
Non-Interest Income Growth (YoY)	-3.10%	-0.10%	-5.20%	-1.86%	3.08%
Revenues Before Loan Losses	262.29	291.8	302.92	255.73	242.54
Provision for Loan Losses	-9.2	-2.98	6.17	-0.82	-4.59
Revenue	271.48	294.78	296.75	256.54	247.13
Revenue Growth (YoY)	-7.90%	-0.66%	15.67%	3.81%	2.47%
Salaries and Employee Benefits	84.27	82.71	82.91	79.86	76.58
Occupancy Expenses	-	12.42	11.71	10.75	12
Selling, General & Administrative	-	45.55	44.51	5.14	5.74
Other Non-Interest Expense	83.13	45.02	48.99	72.91	69.09
Total Non-Interest Expense	167.4	185.69	188.12	168.66	163.4
EBT Excluding Unusual Items	104.09	109.09	108.63	87.88	83.73
Other Unusual Items	-0.96	0.01	0.63	0.25	-0.07
Pretax Income	103.13	109.1	109.26	88.13	83.65
Income Tax Expense	17.26	18.63	18.89	15.24	15.16
Net Income	85.87	90.47	90.36	72.89	68.5
Preferred Dividends & Other Adjustments	-	-45	-48	-36.5	-33.5
Net Income to Common	85.87	135.47	138.36	109.39	102
Net Income Growth	-5.08%	0.12%	23.98%	6.41%	1.70%
Basic Shares Outstanding	-	16	16	16	16
Diluted Shares Outstanding	-	16	16	16	16
Shares Change (YoY)	-	-0.02%	-0.16%	-0.02%	-0.08%
EPS (Basic)	-	8.64	8.82	6.96	6.49
EPS (Diluted)	-	8.64	8.82	6.96	6.49
EPS Growth	-	-2.07%	26.69%	7.26%	22.91%
Dividend Per Share	4.000	4.000	3.850	3.550	3.450
Dividend Growth	-	3.90%	8.45%	2.90%	2.99%
Effective Tax Rate	16.73%	17.08%	17.29%	17.29%	18.12%