Zurich Insurance Group AG (SWX:ZURN)
Switzerland · Delayed Price · Currency is CHF 614.80
-2.40 (-0.39%)
Jul 30, 2026, 5:30 PM CET
Zurich Insurance Group AG Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 62,945 | 59,507 | 56,099 | 50,792 | 43,031 |
Investment Income | 5,742 | 5,730 | 5,382 | 5,128 | 5,047 |
Net Gains on Investments | 1,810 | 1,084 | -696 | -1,844 | 2,038 |
Total Other Revenues | 2,579 | 2,511 | 2,841 | 4,405 | 19,751 |
| 73,076 | 68,832 | 63,626 | 58,481 | 69,867 | |
Revenue Growth | 6.17% | 8.18% | 8.80% | -16.30% | 18.42% |
Insurance Benefits & Claims | 55,678 | 53,487 | 50,403 | 46,565 | 44,070 |
Policy Amortization Costs | - | - | - | - | 9,213 |
Other Operating Expenses | 6,899 | 6,439 | 6,310 | 6,098 | 8,794 |
Operating Income | 10,499 | 8,906 | 6,913 | 5,818 | 7,790 |
Interest Expense | -460 | -440 | -456 | -444 | -469 |
Total Non-Operating Income (Expense) | -460 | -440 | -456 | -444 | -469 |
Pretax Income | 10,040 | 8,465 | 6,458 | 5,374 | 7,321 |
Provision for Income Taxes | 2,840 | 2,261 | 1,741 | 1,076 | 1,895 |
Net Income | 7,201 | 6,204 | 4,717 | 4,299 | 5,425 |
Minority Interest in Earnings | 403 | 390 | 366 | 334 | 223 |
Net Income to Common | 6,798 | 5,814 | 4,351 | 3,965 | 5,202 |
Net Income Growth | 16.93% | 33.62% | 9.74% | -23.78% | 35.68% |
Shares Outstanding (Basic) | 143 | 144 | 145 | 148 | 149 |
Shares Outstanding (Diluted) | 144 | 145 | 146 | 150 | 150 |
Shares Change | -0.54% | -1.06% | -2.15% | -0.33% | 0.07% |
EPS (Basic) | 47.68 | 40.48 | 29.96 | 26.71 | 34.99 |
EPS (Diluted) | 47.20 | 40.15 | 29.73 | 26.50 | 34.66 |
EPS Growth | 17.56% | 35.05% | 12.19% | -23.54% | 35.60% |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 5,423 | 7,233 | 6,893 | 4,507 | 2,591 |
Free Cash Flow Growth | -25.02% | 4.93% | 52.94% | 73.95% | -49.68% |
Free Cash Flow Per Share | 37.66 | 49.95 | 47.10 | 30.13 | 17.27 |
Dividends Per Share | - | 30.899 | 30.877 | 25.955 | 24.133 |
Dividend Growth | - | 0.07% | 18.96% | 7.55% | 6.76% |
Operating Margin | 14.37% | 12.94% | 10.87% | 9.95% | 11.15% |
Profit Margin | 9.85% | 9.01% | 7.41% | 7.35% | 7.76% |
FCF Margin | 7.42% | 10.51% | 10.83% | 7.71% | 3.71% |
EBITDA | 11,357 | 9,817 | 7,765 | 6,574 | 8,639 |
EBITDA Margin | 15.54% | 14.26% | 12.20% | 11.24% | 12.36% |
EBIT | 10,499 | 8,906 | 6,913 | 5,818 | 7,790 |
EBIT Margin | 14.37% | 12.94% | 10.87% | 9.95% | 11.15% |
Effective Tax Rate | 28.29% | 26.71% | 26.96% | 20.02% | 25.88% |