Riyad Bank (TADAWUL:1010)

Riyad Bank Statistics

Total Valuation

Riyad Bank has a market cap or net worth of SAR 78.81 billion.

Market Cap	78.81B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, January 28, 2026.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	Aug 5, 2025

Share Statistics

Riyad Bank has 2.99 billion shares outstanding. The number of shares has decreased by -0.12% in one year.

Current Share Class	2.99B
Shares Outstanding	2.99B
Shares Change (YoY)	-0.12%
Shares Change (QoQ)	-5.59%
Owned by Insiders (%)	1.10%
Owned by Institutions (%)	6.21%
Float	1.49B

Valuation Ratios

The trailing PE ratio is 8.25 and the forward PE ratio is 7.97. Riyad Bank's PEG ratio is 1.47.

PE Ratio	8.25
Forward PE	7.97
PS Ratio	4.74
PB Ratio	1.08
P/TBV Ratio	1.08
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.47

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.85
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.74%.

Return on Equity (ROE)	14.74%
Return on Assets (ROA)	2.13%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	2.73M
Profits Per Employee	1.57M
Employee Count	6,087
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Riyad Bank has paid 1.16 billion in taxes.

Income Tax	1.16B
Effective Tax Rate	10.34%

Stock Price Statistics

The stock price has increased by +3.05% in the last 52 weeks. The beta is 0.27, so Riyad Bank's price volatility has been lower than the market average.

Beta (5Y)	0.27
52-Week Price Change	+3.05%
50-Day Moving Average	26.81
200-Day Moving Average	28.43
Relative Strength Index (RSI)	38.24
Average Volume (20 Days)	1,966,811

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Riyad Bank had revenue of SAR 16.63 billion and earned 9.57 billion in profits. Earnings per share was 3.20.

Revenue	16.63B
Gross Profit	16.63B
Operating Income	11.15B
Pretax Income	11.18B
Net Income	9.57B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.20

Balance Sheet

The company has 40.53 billion in cash and 41.89 billion in debt, giving a net cash position of -1.36 billion or -0.45 per share.

Cash & Cash Equivalents	40.53B
Total Debt	41.89B
Net Cash	-1.36B
Net Cash Per Share	-0.45
Equity (Book Value)	72.94B
Book Value Per Share	20.61
Working Capital	-326.66B

Cash Flow

In the last 12 months, operating cash flow was -47.49 billion and capital expenditures -2.05 billion, giving a free cash flow of -49.54 billion.

Operating Cash Flow	-47.49B
Capital Expenditures	-2.05B
Free Cash Flow	-49.54B
FCF Per Share	-16.58

Margins

Gross Margin	n/a
Operating Margin	67.05%
Pretax Margin	67.25%
Profit Margin	60.30%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.75, which amounts to a dividend yield of 6.58%.

Dividend Per Share	1.75
Dividend Yield	6.58%
Dividend Growth (YoY)	12.90%
Years of Dividend Growth	4
Payout Ratio	52.17%
Buyback Yield	0.12%
Shareholder Yield	6.70%
Earnings Yield	12.15%
FCF Yield	-62.86%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 27, 2014. It was a forward split with a ratio of 2.

Last Split Date	May 27, 2014
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2