Riyad Bank (TADAWUL:1010)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
19.30
-0.30 (-1.53%)
Oct 29, 2026, 3:18 PM AST

Riyad Bank Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
17,23117,00715,65213,92712,31910,715
Revenue Growth
3.62%8.65%12.39%13.06%14.97%18.62%
Net Income
10,2049,8469,0047,7356,9556,025
Earnings Per Share
2.562.472.251.941.741.51
EPS Growth
5.33%9.49%16.48%11.34%15.42%27.79%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking
4,4214,0143,6933,8603,681
Investment Banking and Brokerage
1,024980.79905.891,027972.89
Corporate Banking
9,2438,3326,9445,6285,234
Treasury and Investments
2,3192,3252,3841,8042,533
Total
17,00715,65213,92712,31912,421

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
35,26535,78337,33334,28246,64034,998
Total Debt
54,41953,78618,85817,25212,14010,715
Net Cash (Debt)
-19,154-18,00318,47517,02934,50024,283
Net Cash Growth
--8.49%-50.64%42.08%-38.92%
Net Cash Per Share
-4.81-4.514.634.268.636.07

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--49,186-41,169-20,821-26,330-18,665
Capital Expenditures
--1,978-1,772-2,947-1,297-732.5
Free Cash Flow
--51,164-42,941-23,768-27,628-19,398
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
59.22%57.89%57.53%55.54%56.45%56.23%
FCF Margin
--300.84%-274.35%-170.66%-224.27%-181.03%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0501.0501.2751.0500.8630.780
Dividend Per Share Growth
-9.33%-17.65%21.43%21.74%10.58%108.00%
Dividend Yield
5.44%5.16%5.94%4.91%3.62%3.84%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.538.249.5111.0413.7213.49
Forward PE
7.788.149.3710.2712.2912.43
PS Ratio
4.544.775.476.137.747.59