Riyad Bank (TADAWUL:1010)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
20.42
+0.12 (0.59%)
Aug 6, 2026, 3:11 PM AST

Riyad Bank Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
17,32917,00715,65213,92712,31910,715
Revenue Growth
4.83%8.65%12.39%13.06%14.97%18.62%
Net Income
9,9689,8469,0047,7356,9556,025
Earnings Per Share
2.502.472.251.941.741.51
EPS Growth
3.27%9.49%16.48%11.34%15.42%27.79%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking
4,5664,4214,0143,6933,8603,681
Investment Banking and Brokerage
995.91,024980.79905.891,027972.89
Corporate Banking
9,7429,2438,3326,9445,6285,234
Treasury and Investments
2,0252,3192,3252,3841,8042,533
Total
17,32917,00715,65213,92712,31912,421

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
35,26535,78337,33334,28246,64034,998
Total Debt
54,41953,78618,85817,25212,14010,715
Net Cash (Debt)
-19,154-18,00318,47517,02934,50024,283
Net Cash Growth
--8.49%-50.64%42.08%-38.92%
Net Cash Per Share
-4.81-4.514.634.268.636.07

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-27,701-49,186-41,169-20,821-26,330-18,665
Capital Expenditures
-2,001-1,978-1,772-2,947-1,297-732.5
Free Cash Flow
-29,702-51,164-42,941-23,768-27,628-19,398
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
57.52%57.89%57.53%55.54%56.45%56.23%
FCF Margin
-171.40%-300.84%-274.35%-170.66%-224.27%-181.03%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0501.0501.2751.0500.8630.780
Dividend Per Share Growth
-9.33%-17.65%21.43%21.74%10.58%108.00%
Dividend Yield
5.17%5.42%6.63%5.80%4.45%4.85%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.118.249.5111.0413.7213.49
Forward PE
8.098.149.3710.2712.2912.43
PS Ratio
4.674.775.476.137.747.59