Riyad Bank Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	22,030	24,514	27,271	28,291	41,486	32,407
Investment Securities	88,061	75,070	66,030	56,166	51,204	58,110
Trading Asset Securities	13,235	11,269	10,062	5,991	5,154	2,591
Total Investments	101,296	86,340	76,092	62,157	56,358	60,701
Gross Loans	382,652	377,758	325,391	279,321	247,120	221,804
Allowance for Loan Losses	-5,023	-4,453	-5,302	-4,922	-4,755	-4,514
Net Loans	377,629	373,305	320,089	274,398	242,365	217,290
Property, Plant & Equipment	8,146	7,721	6,517	5,467	3,309	2,706
Other Receivables	-	2,308	2,053	1,124	817.86	974.39
Restricted Cash	17,424	16,054	15,627	13,318	12,494	10,328
Other Real Estate Owned & Foreclosed	621.24	648.71	753.7	670.47	465.25	313.56
Other Long-Term Assets	6,491	8,591	2,999	1,423	2,358	1,015
Total Assets	533,637	519,481	451,403	386,849	359,653	325,736
Accounts Payable	-	472.78	634.39	865.99	507.86	828.74
Interest Bearing Deposits	243,876	226,984	193,460	175,640	154,130	137,495
Non-Interest Bearing Deposits	140,328	143,819	154,126	121,732	124,637	117,318
Total Deposits	384,204	370,803	347,586	297,372	278,767	254,812
Short-Term Borrowings	6,835	5,419	5,166	3,429	2,854	1,460
Current Income Taxes Payable	-	1,319	1,159	1,053	1,355	1,714
Accrued Interest Payable	-	2,377	2,293	-	-	-
Long-Term Debt	47,583	47,938	13,324	13,373	8,758	8,717
Long-Term Leases	-	429.58	367.95	451.18	527.17	538.34
Long-Term Unearned Revenue	-	2,351	2,200	62.18	146.09	263.21
Pension & Post-Retirement Benefits	-	957.44	896.76	998	827.23	998.4
Other Long-Term Liabilities	14,693	11,934	9,381	8,987	9,736	9,104
Total Liabilities	453,316	444,000	383,009	326,591	303,480	278,436
Common Stock	40,000	30,000	30,000	30,000	30,000	30,000
Retained Earnings	26,552	33,251	28,644	24,231	20,392	15,662
Treasury Stock	-371.73	-371.73	-165.11	-165.91	-	-
Comprehensive Income & Other	14,142	12,602	9,915	6,193	5,781	1,637
Shareholders' Equity	80,322	75,481	68,394	60,258	56,173	47,300
Total Liabilities & Equity	533,637	519,481	451,403	386,849	359,653	325,736
Total Debt	54,419	53,786	18,858	17,252	12,140	10,715
Net Cash (Debt)	-19,154	-18,003	18,475	17,029	34,500	24,283
Net Cash Growth	-	-	8.49%	-50.64%	42.08%	-38.92%
Net Cash Per Share	-4.81	-4.51	4.63	4.26	8.63	6.07
Filing Date Shares Outstanding	3,988	3,983	3,993	3,993	4,000	4,000
Total Common Shares Outstanding	3,988	3,983	3,993	3,993	4,000	4,000
Book Value Per Share	16.93	16.09	14.78	13.45	12.40	11.82
Tangible Book Value	80,322	75,481	68,394	60,258	56,173	47,300
Tangible Book Value Per Share	16.93	16.09	14.78	13.45	12.40	11.82