Saudi Awwal Bank (TADAWUL:1060)

Saudi Awwal Bank Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	22,509	22,363	20,609	17,088	9,322	6,379
Interest Income on Investments	30.13	26.54	7.32	4.75	-	14.83
Total Interest Income	22,539	22,389	20,616	17,093	9,322	6,393
Interest Paid on Deposits	10,913	10,736	9,478	6,747	1,914	661.45
Net Interest Income	11,627	11,653	11,138	10,346	7,408	5,732
Net Interest Income Growth (YoY)	2.60%	4.62%	7.66%	39.66%	29.24%	-16.90%
Gain (Loss) on Sale of Investments	96.52	96.52	-102.73	-19.82	18.85	62.82
Other Non-Interest Income	2,993	2,974	2,982	2,384	2,114	1,883
Total Non-Interest Income	3,089	3,071	2,879	2,364	2,133	1,946
Non-Interest Income Growth (YoY)	8.08%	6.66%	21.78%	10.82%	9.61%	-5.33%
Revenues Before Loan Losses	14,716	14,724	14,018	12,710	9,542	7,678
Provision for Loan Losses	728.35	703.51	566.06	562.44	445.26	453.74
Revenue	13,988	14,020	13,452	12,148	9,096	7,225
Revenue Growth (YoY)	3.13%	4.23%	10.73%	33.55%	25.91%	-1.34%
Salaries and Employee Benefits	2,362	2,354	2,227	2,055	1,748	1,737
Occupancy Expenses	732.12	711.91	546.65	565.6	464.48	621.61
Selling, General & Administrative	1,398	1,396	1,517	1,492	1,449	1,033
Total Non-Interest Expense	4,326	4,321	4,086	3,925	3,490	3,260
EBT Excluding Unusual Items	9,661	9,699	9,366	8,223	5,607	3,964
Other Unusual Items	-	-	-	-	108.6	-
Pretax Income	9,661	9,699	9,366	8,223	5,715	3,927
Income Tax Expense	1,258	1,247	1,296	1,221	835.81	695.68
Earnings From Continuing Operations	8,403	8,452	8,070	7,002	4,879	3,232
Earnings From Discontinued Operations	-	-	-	-	-53.86	-30.17
Minority Interest in Earnings	-	-	-	-	2.01	2.78
Net Income	8,403	8,452	8,070	7,002	4,828	3,204
Preferred Dividends & Other Adjustments	651.65	625.24	304.62	-	-	-
Net Income to Common	7,751	7,827	7,766	7,002	4,828	3,204
Net Income Growth	2.94%	4.73%	15.25%	45.05%	50.65%	-
Basic Shares Outstanding	2,055	2,055	2,055	2,055	2,055	2,055
Diluted Shares Outstanding	2,055	2,055	2,055	2,055	2,055	2,055
Shares Change (YoY)	-	-	-	-	-	-0.01%
EPS (Basic)	3.77	3.81	3.78	3.41	2.35	1.56
EPS (Diluted)	3.77	3.81	3.78	3.41	2.35	1.56
EPS Growth	-0.68%	0.79%	10.90%	45.05%	50.65%	-
Dividend Per Share	2.000	2.000	2.000	1.860	1.290	0.860
Dividend Growth	-	-	7.53%	44.19%	50.00%	-
Effective Tax Rate	13.03%	12.86%	13.83%	14.85%	14.62%	17.71%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.