Saudi Awwal Bank Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	9,524	5,492	10,199	5,935	8,544
Investment Securities	106,356	98,791	96,012	85,999	64,104
Trading Asset Securities	4,091	3,876	3,385	3,501	2,493
Total Investments	110,447	102,667	99,397	89,501	66,597
Gross Loans	305,830	265,604	222,064	189,143	174,259
Allowance for Loan Losses	-7,203	-6,259	-6,128	-6,010	-6,702
Net Loans	298,627	259,346	215,936	183,132	167,556
Property, Plant & Equipment	3,587	4,088	3,845	3,622	3,246
Goodwill	8,778	8,778	8,778	8,778	8,792
Other Intangible Assets	2,441	1,882	1,778	2,012	1,949
Other Receivables	2,018	1,746	2,151	7,678	1,866
Restricted Cash	17,194	15,164	13,747	13,324	12,064
Other Current Assets	1,273	976.13	54.92	-	1,023
Long-Term Deferred Tax Assets	175.02	167.37	264.13	294.56	392.29
Other Long-Term Assets	390.64	297.3	491.79	127.86	367.71
Total Assets	454,454	400,603	356,642	314,404	272,396
Accounts Payable	11,386	10,437	8,554	6,894	5,720
Interest Bearing Deposits	198,992	143,837	119,174	85,656	37,115
Non-Interest Bearing Deposits	141,623	141,849	144,248	145,163	155,174
Total Deposits	340,614	285,686	263,421	230,819	192,289
Short-Term Borrowings	2,274	2,546	2,231	1,907	1,515
Current Portion of Long-Term Debt	2,416	20,036	9,323	5,786	2,297
Current Portion of Leases	87.21	91.59	132.85	151.58	123.18
Other Current Liabilities	-	-	-	676.16	-
Long-Term Debt	13,840	7,463	5,570	8,307	11,900
Long-Term Leases	171.74	316.69	358.8	425.82	524.71
Pension & Post-Retirement Benefits	964.79	784.31	812.15	748.49	711.41
Other Long-Term Liabilities	3,363	3,795	4,338	4,053	4,287
Total Liabilities	375,116	331,157	294,742	259,767	219,368
Common Stock	20,548	20,548	20,548	20,548	20,548
Additional Paid-In Capital	8,525	8,525	8,525	8,525	8,525
Retained Earnings	38,234	34,309	30,256	26,746	23,883
Treasury Stock	-205.69	-262.63	-135.13	-179	-211.29
Comprehensive Income & Other	12,238	6,327	2,706	-1,003	181.35
Total Common Equity	79,339	69,447	61,900	54,637	52,926
Minority Interest	-	-	-	-	102.19
Shareholders' Equity	79,339	69,447	61,900	54,637	53,029
Total Liabilities & Equity	454,454	400,603	356,642	314,404	272,396
Total Debt	18,788	30,454	17,616	16,577	16,359
Net Cash (Debt)	-5,173	-21,086	-4,032	-7,141	-5,322
Net Cash Per Share	-2.52	-10.26	-1.96	-3.48	-2.59
Filing Date Shares Outstanding	2,055	2,055	2,055	2,055	2,055
Total Common Shares Outstanding	2,055	2,055	2,055	2,055	2,055
Book Value Per Share	32.58	29.92	28.19	26.59	25.76
Tangible Book Value	68,119	58,786	51,343	43,846	42,186
Tangible Book Value Per Share	27.12	24.73	23.05	21.34	20.53

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.