Saudi Awwal Bank (TADAWUL:1060)

Saudi Awwal Bank Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	6,887	5,492	10,199	5,935	8,544	29,709
Investment Securities	106,454	97,873	96,012	85,999	64,104	60,212
Trading Asset Securities	3,782	3,634	3,385	3,501	2,493	3,199
Total Investments	110,236	101,507	99,397	89,501	66,597	63,412
Gross Loans	299,685	265,604	222,064	189,143	174,259	160,419
Allowance for Loan Losses	-6,771	-6,259	-6,128	-6,010	-6,702	-7,175
Net Loans	292,914	259,346	215,936	183,132	167,556	153,243
Property, Plant & Equipment	3,618	4,088	3,845	3,622	3,246	3,169
Goodwill	8,778	8,778	8,778	8,778	8,792	8,792
Other Intangible Assets	2,379	1,882	1,778	2,012	1,949	2,191
Other Receivables	-	1,746	2,151	7,678	1,866	1,595
Restricted Cash	16,781	15,164	13,747	13,324	12,064	11,684
Other Current Assets	-	976.13	54.92	-	1,023	139.92
Long-Term Deferred Tax Assets	-	167.37	264.13	294.56	392.29	-
Other Long-Term Assets	3,853	297.3	491.79	127.86	367.71	2,518
Total Assets	445,446	399,443	356,642	314,404	272,396	276,452
Accounts Payable	-	10,437	8,554	6,894	5,720	2,976
Interest Bearing Deposits	180,069	143,837	119,174	85,656	37,115	54,875
Non-Interest Bearing Deposits	137,175	141,849	144,248	145,163	155,174	136,800
Total Deposits	317,244	285,686	263,421	230,819	192,289	191,675
Short-Term Borrowings	1,947	2,546	2,231	1,907	1,515	2,819
Current Portion of Long-Term Debt	-	17,841	9,323	5,786	2,297	8,604
Current Portion of Leases	-	91.59	132.85	151.58	123.18	151.92
Other Current Liabilities	-	-	-	676.16	-	183.99
Long-Term Debt	30,997	9,658	5,570	8,307	11,900	11,519
Long-Term Leases	-	316.69	358.8	425.82	524.71	759.8
Pension & Post-Retirement Benefits	-	784.31	812.15	748.49	711.41	803.43
Other Long-Term Liabilities	17,213	3,795	4,338	4,053	4,287	6,198
Total Liabilities	367,400	331,157	294,742	259,767	219,368	225,690
Common Stock	20,548	20,548	20,548	20,548	20,548	20,548
Additional Paid-In Capital	8,525	8,525	8,525	8,525	8,525	17,587
Retained Earnings	36,425	34,067	30,256	26,746	23,883	12,247
Treasury Stock	-	-262.63	-135.13	-179	-211.29	-96.29
Comprehensive Income & Other	12,547	5,409	2,706	-1,003	181.35	421.23
Total Common Equity	78,045	68,286	61,900	54,637	52,926	50,707
Minority Interest	-	-	-	-	102.19	55.08
Shareholders' Equity	78,045	68,286	61,900	54,637	53,029	50,762
Total Liabilities & Equity	445,446	399,443	356,642	314,404	272,396	276,452
Total Debt	32,943	30,454	17,616	16,577	16,359	23,854
Net Cash (Debt)	-22,274	-21,328	-4,032	-7,141	-5,322	9,054
Net Cash Growth	-	-	-	-	-	-32.40%
Net Cash Per Share	-10.84	-10.38	-1.96	-3.48	-2.59	4.41
Filing Date Shares Outstanding	2,055	2,055	2,055	2,055	2,055	2,055
Total Common Shares Outstanding	2,055	2,055	2,055	2,055	2,055	2,055
Book Value Per Share	31.95	29.36	28.19	26.59	25.76	24.68
Tangible Book Value	66,889	57,626	51,343	43,846	42,186	39,724
Tangible Book Value Per Share	26.52	24.17	23.05	21.34	20.53	19.33

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.