Saudi Awwal Bank Cash Flow Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	8,531	8,070	7,002	4,828	3,204	-4,132
Depreciation & Amortization	567.37	421.89	389.84	364.41	436.71	500.01
Other Amortization	124.76	124.76	175.76	100.07	184.9	177.65
Gain (Loss) on Sale of Assets	-	-	-	-	-11.76	-
Gain (Loss) on Sale of Investments	-462.83	-318.3	-342.15	-62.57	-31.84	27.76
Total Asset Writedown	-	-	-	-	-	7,418
Provision for Credit Losses	516.93	575.96	931.62	906.11	453.74	1,588
Change in Trading Asset Securities	-657.15	-498.12	265.13	-779.35	-145.61	-263.64
Change in Other Net Operating Assets	-47,857	-22,725	-30,563	-1,816	-17,595	10,988
Other Operating Activities	3,022	207.07	-455.72	-400.93	265.07	-890.09
Net Cash from Discontinued Operations	-	-	-	-	0.79	-
Operating Cash Flow	-36,293	-14,302	-22,752	3,029	-13,376	15,388
Operating Cash Flow Growth	-	-	-	-	-	68.65%
Capital Expenditures	-796.5	-893.38	-554.77	-661.03	-457.42	-472.66
Cash Acquisitions	-	-	-	-1,217	-	-
Investment in Securities	-7,862	-2,689	-10,021	-23,349	-3,561	159.57
Income (Loss) Equity Investments	-143.14	-205.37	-188.21	-172.14	-131.43	-81.94
Other Investing Activities	204.86	204.07	325.46	156.21	179.06	122.9
Investing Cash Flow	-8,454	-3,378	-10,250	-25,071	-3,839	-190.19
Long-Term Debt Issued	-	-	-	-	-	3,567
Long-Term Debt Repaid	-	-118.32	-118.28	-99.85	-137.36	-
Net Debt Issued (Repaid)	-103.87	-118.32	-118.28	-99.85	-137.36	3,567
Issuance of Common Stock	8,402	3,980	3,985	-	-	-
Repurchase of Common Stock	-	-176.8	-37.41	-	-115	-
Common Dividends Paid	-4,050	-3,946	-3,466	-1,963	-1,201	-1,202
Net Increase (Decrease) in Deposit Accounts	38,662	13,553	31,046	27,518	-2,350	-3,053
Other Financing Activities	-338.93	-318.91	-16.96	-149.74	-147.43	-
Financing Cash Flow	42,571	12,973	31,392	25,306	-3,950	-688.28
Net Cash Flow	-2,176	-4,707	-1,609	3,265	-21,165	14,510
Free Cash Flow	-37,090	-15,195	-23,306	2,368	-13,833	14,916
Free Cash Flow Growth	-	-	-	-	-	68.87%
Free Cash Flow Margin	-264.24%	-112.96%	-191.85%	26.03%	-191.48%	203.68%
Free Cash Flow Per Share	-18.05	-7.39	-11.34	1.15	-6.73	7.26

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.