Arab National Bank (TADAWUL:1080)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
21.32
-0.16 (-0.74%)
Nov 12, 2026, 3:16 PM AST

Arab National Bank Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
9,6979,1908,7807,8976,0184,738
Revenue Growth
6.06%4.67%11.19%31.21%27.02%3.71%
Net Income
4,7594,9294,9664,0713,0702,177
Earnings Per Share
2.392.472.482.041.541.09
EPS Growth
-6.57%-0.38%22.02%32.57%41.07%5.04%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking
3,3683,5004,1163,7342,0482,082
Corporate Banking
4,0813,8563,6342,9163,4611,809
Treasury
1,8351,421774.84576.22315.53670.44
Investment and Brokerage Services
493.55553.34480.1384.9324.16177.93
Other
-80.1-140.03-224.47285.52-165.79-9.3
Total
9,6979,1908,7807,8975,9824,730

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
7,6655,7107,9105,68112,9447,213
Total Debt
4,4672,8325,3945,2479,5668,660
Net Cash (Debt)
3,1982,8782,515434.583,378-1,447
Net Cash Growth
-51.99%14.43%478.79%-87.13%--
Net Cash Per Share
1.611.441.260.221.69-0.72

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-4,343-25,331-7,098-9,778-14,010-5,437
Capital Expenditures
-456.23-638.32-627.34-379.1-210.2-80.56
Free Cash Flow
-4,799-25,970-7,725-10,158-14,220-5,517
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
49.08%53.63%56.56%51.54%51.02%45.94%
FCF Margin
-49.49%-282.57%-87.98%-128.63%-236.28%-116.45%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.3001.3001.3001.0120.8250.600
Dividend Per Share Growth
0%0%28.39%22.73%37.50%100.00%
Dividend Yield
6.10%6.01%6.17%5.34%3.43%3.50%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.908.778.499.3215.6615.75
Forward PE
8.338.438.909.4113.8213.86
PS Ratio
4.404.714.804.817.997.24