Arab National Bank Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,775	3,616	5,059	3,521	7,263	3,548
Investment Securities	62,553	60,944	54,399	48,722	44,718	48,022
Trading Asset Securities	1,803	2,070	2,291	1,802	2,960	967.49
Total Investments	64,356	63,014	56,690	50,524	47,678	48,989
Gross Loans	201,941	198,443	172,564	155,564	147,749	129,788
Allowance for Loan Losses	-3,303	-3,143	-3,069	-3,329	-3,920	-3,113
Net Loans	198,639	195,299	169,495	152,235	143,829	126,674
Property, Plant & Equipment	3,302	3,299	2,978	2,498	2,231	2,207
Accrued Interest Receivable	-	173.79	122.2	71.87	72.94	45.56
Other Receivables	-	101.77	584.88	276.15	240.5	44.55
Restricted Cash	12,449	11,862	10,577	9,491	8,498	7,501
Other Current Assets	246.19	1,790	1,167	822.69	759.6	2,807
Other Real Estate Owned & Foreclosed	228.22	228.22	909.06	1,028	1,318	179.06
Other Long-Term Assets	2,897	1,999	1,258	954.34	738.52	506.28
Total Assets	284,891	281,383	248,840	221,422	212,628	192,502
Accrued Expenses	-	767.29	869.36	758.13	622.64	568.85
Interest Bearing Deposits	124,986	124,338	103,744	91,566	89,355	70,141
Non-Interest Bearing Deposits	99,698	96,897	92,890	82,629	75,328	77,087
Total Deposits	224,684	221,235	196,634	174,195	164,683	147,228
Short-Term Borrowings	1,260	1,327	1,599	1,499	5,863	4,911
Current Portion of Long-Term Debt	-	-	-	-	16.6	-
Current Income Taxes Payable	-	519.66	629.82	479.72	495.44	553.86
Other Current Liabilities	11.29	1,053	1,244	660.99	1,011	-
Long-Term Debt	456.7	451.96	2,829	2,829	2,812	2,829
Long-Term Leases	-	1,053	966.44	918.52	873.77	920.17
Pension & Post-Retirement Benefits	-	602.42	595.21	552.16	567.43	541.21
Other Long-Term Liabilities	9,194	4,860	4,791	3,723	3,324	3,823
Total Liabilities	235,606	231,870	210,158	185,615	180,270	161,374
Common Stock	20,000	20,000	20,000	15,000	15,000	15,000
Retained Earnings	20,660	20,620	18,035	20,342	17,276	15,558
Treasury Stock	-290.57	-316.37	-98.33	-	-	-
Comprehensive Income & Other	8,885	9,179	715.43	436.66	58.5	542.87
Total Common Equity	49,255	49,483	38,652	35,778	32,334	31,101
Minority Interest	30.34	30.49	29.75	28.42	23.29	26.64
Shareholders' Equity	49,285	49,513	38,682	35,807	32,358	31,128
Total Liabilities & Equity	284,891	281,383	248,840	221,422	212,628	192,502
Total Debt	1,717	2,832	5,394	5,247	9,566	8,660
Net Cash (Debt)	2,861	2,878	2,515	434.58	3,378	-1,447
Net Cash Growth	-68.13%	14.43%	478.79%	-87.13%	-	-
Net Cash Per Share	1.44	1.44	1.26	0.22	1.69	-0.72
Filing Date Shares Outstanding	2,000	2,000	2,000	2,000	2,000	2,000
Total Common Shares Outstanding	2,000	2,000	2,000	2,000	2,000	2,000
Book Value Per Share	20.74	20.86	19.33	17.89	16.17	15.55
Tangible Book Value	49,255	49,483	38,652	35,778	32,334	31,101
Tangible Book Value Per Share	20.74	20.86	19.33	17.89	16.17	15.55

Source: S&P Global Market Intelligence. Banks template. Financial Sources.