Arab National Bank Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	9,037	5,059	3,521	7,263	3,548	2,445
Investment Securities	58,825	53,795	48,722	44,718	48,022	49,040
Trading Asset Securities	1,664	2,291	1,802	2,960	967.49	994.83
Total Investments	60,489	56,085	50,524	47,678	48,989	50,035
Gross Loans	194,318	172,564	155,564	147,749	129,788	117,388
Allowance for Loan Losses	-2,962	-3,069	-3,329	-3,920	-3,113	-4,025
Net Loans	191,356	169,495	152,235	143,829	126,674	113,363
Property, Plant & Equipment	3,390	2,978	2,498	2,231	2,207	2,301
Accrued Interest Receivable	-	122.2	71.87	72.94	45.56	-
Other Receivables	-	584.88	276.15	240.5	44.55	-
Restricted Cash	11,622	10,577	9,491	8,498	7,501	7,295
Other Current Assets	-	1,167	822.69	759.6	2,807	3,952
Other Real Estate Owned & Foreclosed	942.06	909.06	1,028	1,318	179.06	219.98
Other Long-Term Assets	3,649	1,330	954.34	738.52	506.28	786.14
Total Assets	280,486	248,307	221,422	212,628	192,502	180,396
Accrued Expenses	-	876.71	758.13	622.64	568.85	565.28
Interest Bearing Deposits	119,416	103,692	91,566	89,355	70,141	62,805
Non-Interest Bearing Deposits	100,954	92,890	82,629	75,328	77,087	76,345
Total Deposits	220,369	196,582	174,195	164,683	147,228	139,150
Short-Term Borrowings	1,222	1,599	1,499	5,863	4,911	3,447
Current Portion of Long-Term Debt	-	-	-	16.6	-	16.89
Current Income Taxes Payable	-	629.82	479.72	495.44	553.86	606.22
Other Current Liabilities	-	1,244	660.99	1,011	-	-
Long-Term Debt	2,852	2,829	2,829	2,812	2,829	2,813
Long-Term Leases	-	966.44	918.52	873.77	920.17	948.52
Pension & Post-Retirement Benefits	-	595.21	552.16	567.43	541.21	537.01
Other Long-Term Liabilities	8,860	4,836	3,723	3,324	3,823	2,546
Total Liabilities	233,303	210,158	185,615	180,270	161,374	150,630
Common Stock	20,000	20,000	15,000	15,000	15,000	15,000
Retained Earnings	19,619	18,107	20,342	17,276	15,558	14,455
Treasury Stock	-316.37	-98.33	-	-	-	-
Comprehensive Income & Other	7,849	110.95	436.66	58.5	542.87	279.46
Total Common Equity	47,152	38,119	35,778	32,334	31,101	29,734
Minority Interest	30.46	29.75	28.42	23.29	26.64	31.82
Shareholders' Equity	47,183	38,149	35,807	32,358	31,128	29,766
Total Liabilities & Equity	280,486	248,307	221,422	212,628	192,502	180,396
Total Debt	4,074	5,394	5,247	9,566	8,660	7,225
Net Cash (Debt)	6,660	2,515	434.58	3,378	-1,447	190.37
Net Cash Growth	1225.21%	478.79%	-87.13%	-	-	-97.70%
Net Cash Per Share	3.34	1.26	0.22	1.69	-0.72	0.10
Filing Date Shares Outstanding	2,000	2,000	2,000	2,000	2,000	2,000
Total Common Shares Outstanding	2,000	2,000	2,000	2,000	2,000	2,000
Book Value Per Share	20.29	19.06	17.89	16.17	15.55	14.87
Tangible Book Value	47,152	38,119	35,778	32,334	31,101	29,734
Tangible Book Value Per Share	20.29	19.06	17.89	16.17	15.55	14.87

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.