Al Rajhi Banking and Investment Corporation (TADAWUL: 1120)

Al Rajhi Banking and Investment Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	16,981	12,436	26,199	22,240	32,827	21,111
Investment Securities	147,335	130,747	98,878	77,249	53,648	44,812
Trading Asset Securities	8,243	4,430	4,264	7,537	6,637	2,031
Total Investments	155,578	135,176	103,142	84,785	60,285	46,843
Gross Loans	630,168	607,572	580,963	465,434	326,410	260,393
Allowance for Loan Losses	-8,277	-8,726	-8,529	-9,198	-7,471	-7,020
Other Adjustments to Gross Loans	-	-4,642	-4,096	-3,405	-3,227	-3,690
Net Loans	621,891	594,205	568,338	452,831	315,712	249,683
Property, Plant & Equipment	13,061	12,853	11,339	10,148	10,235	10,407
Goodwill	-	248.73	248.73	-	-	-
Other Intangible Assets	1,217	1,262	965.81	518.11	-	-
Investments in Real Estate	1,368	1,363	1,365	1,411	1,541	1,384
Accrued Interest Receivable	-	860.35	504.82	367.35	276.17	294.42
Other Receivables	4,325	6,833	10,752	18,721	21,757	31,096
Restricted Cash	35,287	35,008	32,919	28,804	23,460	20,664
Other Current Assets	894.65	2,003	2,384	800.99	480.78	884.72
Other Real Estate Owned & Foreclosed	-	35.66	28.02	28.02	73.41	60.42
Other Long-Term Assets	16,357	5,815	3,433	2,990	2,177	1,660
Total Assets	866,960	808,098	761,619	623,645	468,825	384,087
Accounts Payable	-	5,991	6,751	5,392	4,318	4,225
Accrued Expenses	-	2,814	2,634	2,267	1,555	1,244
Interest Bearing Deposits	522,191	109,690	80,831	23,257	60,029	29,780
Non-Interest Bearing Deposits	188,082	560,658	554,932	506,768	333,366	284,845
Total Deposits	710,273	670,347	635,764	530,024	393,395	314,625
Short-Term Borrowings	1,443	793.54	961.41	311.14	-	-
Current Income Taxes Payable	-	2,759	2,836	3,425	3,813	4,627
Long-Term Debt	8,087	3,789	-	-	-	-
Long-Term Leases	-	634.9	723.12	927.76	1,128	1,295
Long-Term Unearned Revenue	-	1.89	6.08	29.77	8.89	-
Pension & Post-Retirement Benefits	-	1,146	1,192	1,198	1,176	980.3
Other Long-Term Liabilities	30,761	13,062	10,527	12,788	5,313	5,898
Total Liabilities	750,563	701,339	661,394	556,363	410,706	332,895
Common Stock	40,000	40,000	40,000	25,000	25,000	25,000
Retained Earnings	54,409	50,356	44,153	41,999	33,253	26,408
Comprehensive Income & Other	21,987	16,403	16,072	282.11	-134.73	-216.04
Shareholders' Equity	116,396	106,759	100,225	67,282	58,119	51,192
Total Liabilities & Equity	866,960	808,098	761,619	623,645	468,825	384,087
Total Debt	9,530	5,218	1,685	1,239	1,128	1,295
Net Cash (Debt)	15,695	11,648	28,779	28,538	38,336	21,847
Net Cash Growth	-22.39%	-59.53%	0.84%	-25.56%	75.47%	-31.14%
Net Cash Per Share	3.92	2.91	7.19	7.13	9.58	5.46
Filing Date Shares Outstanding	4,000	4,000	4,000	4,000	4,000	4,000
Total Common Shares Outstanding	4,000	4,000	4,000	4,000	4,000	4,000
Book Value Per Share	23.47	22.56	20.93	16.82	14.53	12.80
Tangible Book Value	115,179	105,249	99,010	66,763	58,119	51,192
Tangible Book Value Per Share	23.17	22.19	20.63	16.69	14.53	12.80

Source: S&P Capital IQ. Banks template. Financial Sources.