Al Rajhi Banking and Investment Corporation (TADAWUL: 1120)

Al Rajhi Banking and Investment Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	14,639	12,436	26,199	22,240	32,827	21,111
Investment Securities	155,255	130,747	98,878	77,249	53,648	44,812
Trading Asset Securities	7,572	4,430	4,264	7,537	6,637	2,031
Total Investments	162,827	135,176	103,142	84,785	60,285	46,843
Gross Loans	657,632	607,572	580,963	465,434	326,410	260,393
Allowance for Loan Losses	-8,608	-8,726	-8,529	-9,198	-7,471	-7,020
Other Adjustments to Gross Loans	-	-4,642	-4,096	-3,405	-3,227	-3,690
Net Loans	649,024	594,205	568,338	452,831	315,712	249,683
Property, Plant & Equipment	13,110	12,853	11,339	10,148	10,235	10,407
Goodwill	-	248.73	248.73	-	-	-
Other Intangible Assets	1,417	1,262	965.81	518.11	-	-
Investments in Real Estate	1,365	1,363	1,365	1,411	1,541	1,384
Accrued Interest Receivable	-	860.35	504.82	367.35	276.17	294.42
Other Receivables	7,409	6,833	10,752	18,721	21,757	31,096
Restricted Cash	38,471	35,008	32,919	28,804	23,460	20,664
Other Current Assets	885.22	2,003	2,384	800.99	480.78	884.72
Other Real Estate Owned & Foreclosed	-	35.66	28.02	28.02	73.41	60.42
Other Long-Term Assets	13,425	5,815	3,433	2,990	2,177	1,660
Total Assets	902,571	808,098	761,619	623,645	468,825	384,087
Accounts Payable	-	5,991	6,751	5,392	4,318	4,225
Accrued Expenses	-	2,814	2,634	2,267	1,555	1,244
Interest Bearing Deposits	569,829	109,690	80,831	23,257	60,029	29,780
Non-Interest Bearing Deposits	174,374	560,658	554,932	506,768	333,366	284,845
Total Deposits	744,203	670,347	635,764	530,024	393,395	314,625
Short-Term Borrowings	1,267	793.54	961.41	311.14	-	-
Current Income Taxes Payable	-	2,759	2,836	3,425	3,813	4,627
Other Current Liabilities	522	-	-	-	-	-
Long-Term Debt	8,448	3,789	-	-	-	-
Long-Term Leases	-	634.9	723.12	927.76	1,128	1,295
Long-Term Unearned Revenue	-	1.89	6.08	29.77	8.89	-
Pension & Post-Retirement Benefits	-	1,146	1,192	1,198	1,176	980.3
Other Long-Term Liabilities	30,252	13,062	10,527	12,788	5,313	5,898
Total Liabilities	784,692	701,339	661,394	556,363	410,706	332,895
Common Stock	40,000	40,000	40,000	25,000	25,000	25,000
Retained Earnings	54,630	50,356	44,153	41,999	33,253	26,408
Comprehensive Income & Other	23,148	16,403	16,072	282.11	-134.73	-216.04
Shareholders' Equity	117,879	106,759	100,225	67,282	58,119	51,192
Total Liabilities & Equity	902,571	808,098	761,619	623,645	468,825	384,087
Total Debt	9,715	5,218	1,685	1,239	1,128	1,295
Net Cash (Debt)	12,495	11,648	28,779	28,538	38,336	21,847
Net Cash Growth	-9.05%	-59.53%	0.84%	-25.56%	75.47%	-31.14%
Net Cash Per Share	3.12	2.91	7.19	7.13	9.58	5.46
Filing Date Shares Outstanding	4,000	4,000	4,000	4,000	4,000	4,000
Total Common Shares Outstanding	4,000	4,000	4,000	4,000	4,000	4,000
Book Value Per Share	23.73	22.56	20.93	16.82	14.53	12.80
Tangible Book Value	116,361	105,249	99,010	66,763	58,119	51,192
Tangible Book Value Per Share	23.38	22.19	20.63	16.69	14.53	12.80

Source: S&P Capital IQ. Banks template. Financial Sources.