Al Rajhi Banking and Investment Corporation (TADAWUL:1120)

TADAWUL:1120 Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	43,191	24,100	12,436	26,199	22,240	32,827
Investment Securities	172,264	169,588	130,747	98,878	77,249	53,648
Trading Asset Securities	9,510	8,385	4,430	4,264	7,537	6,637
Total Investments	181,774	177,974	135,176	103,142	84,785	60,285
Gross Loans	764,769	706,426	607,572	580,963	465,434	326,410
Allowance for Loan Losses	-8,784	-8,505	-8,726	-8,529	-9,198	-7,471
Other Adjustments to Gross Loans	-	-4,511	-4,642	-4,096	-3,405	-3,227
Net Loans	755,985	693,410	594,205	568,338	452,831	315,712
Property, Plant & Equipment	13,277	13,894	12,853	11,339	10,148	10,235
Goodwill	-	55.07	248.73	248.73	-	-
Other Intangible Assets	2,169	1,380	1,262	965.81	518.11	-
Investments in Real Estate	1,338	1,359	1,363	1,365	1,411	1,541
Accrued Interest Receivable	-	850.36	860.35	504.82	367.35	276.17
Other Receivables	5,355	11,977	6,833	10,752	18,721	21,757
Restricted Cash	39,878	40,258	35,008	32,919	28,804	23,460
Other Current Assets	1,372	2,895	2,003	2,384	800.99	480.78
Other Real Estate Owned & Foreclosed	-	372.01	35.66	28.02	28.02	73.41
Other Long-Term Assets	14,900	5,862	5,815	3,433	2,990	2,177
Total Assets	1,059,240	974,387	808,098	761,619	623,645	468,825
Accounts Payable	-	7,431	5,991	6,751	5,392	4,318
Accrued Expenses	-	3,558	2,814	2,634	2,267	1,555
Interest Bearing Deposits	201,039	186,353	109,690	80,831	23,257	60,029
Non-Interest Bearing Deposits	658,464	615,320	560,658	554,932	506,768	333,366
Total Deposits	859,503	801,673	670,347	635,764	530,024	393,395
Short-Term Borrowings	2,268	1,679	793.54	961.41	311.14	-
Current Portion of Long-Term Debt	-	359.88	-	-	-	-
Current Income Taxes Payable	-	2,232	2,759	2,836	3,425	3,813
Other Current Liabilities	706.8	2,048	1,366	-	-	-
Long-Term Debt	19,590	8,091	3,789	-	-	-
Long-Term Leases	-	485.22	634.9	723.12	927.76	1,128
Long-Term Unearned Revenue	-	15.95	1.89	6.08	29.77	8.89
Pension & Post-Retirement Benefits	-	1,011	1,146	1,192	1,198	1,176
Other Long-Term Liabilities	39,657	22,663	11,696	10,527	12,788	5,313
Total Liabilities	921,725	851,247	701,339	661,394	556,363	410,706
Common Stock	40,000	40,000	40,000	40,000	25,000	25,000
Retained Earnings	68,229	59,791	50,356	44,153	41,999	33,253
Comprehensive Income & Other	29,161	23,242	16,403	16,072	282.11	-134.73
Total Common Equity	137,390	123,033	106,759	100,225	67,282	58,119
Minority Interest	124.38	106.4	-	-	-	-
Shareholders' Equity	137,515	123,139	106,759	100,225	67,282	58,119
Total Liabilities & Equity	1,059,240	974,387	808,098	761,619	623,645	468,825
Total Debt	21,858	10,615	5,218	1,685	1,239	1,128
Net Cash (Debt)	30,842	21,871	11,648	28,779	28,538	38,336
Net Cash Growth	146.83%	87.77%	-59.53%	0.84%	-25.56%	75.47%
Net Cash Per Share	7.71	5.47	2.91	7.19	7.13	9.58
Filing Date Shares Outstanding	4,000	4,000	4,000	4,000	4,000	4,000
Total Common Shares Outstanding	4,000	4,000	4,000	4,000	4,000	4,000
Book Value Per Share	27.19	24.87	22.56	20.93	16.82	14.53
Tangible Book Value	135,221	121,597	105,249	99,010	66,763	58,119
Tangible Book Value Per Share	26.65	24.51	22.19	20.63	16.69	14.53

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.