TADAWUL:1120 Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	37,448	36,465	24,100	12,436	26,199	22,240
Investment Securities	172,883	167,677	167,836	130,747	98,878	77,249
Trading Asset Securities	11,061	9,852	10,138	4,430	4,264	7,537
Total Investments	183,944	177,529	177,974	135,176	103,142	84,785
Gross Loans	784,344	765,036	706,426	607,572	580,963	465,434
Allowance for Loan Losses	-9,109	-8,683	-8,505	-8,726	-8,529	-9,198
Other Adjustments to Gross Loans	-376.81	-3,594	-4,511	-4,642	-4,096	-3,405
Net Loans	774,859	752,760	693,410	594,205	568,338	452,831
Property, Plant & Equipment	16,248	10,684	11,541	12,853	11,339	10,148
Goodwill	-	59.59	59.59	248.73	248.73	-
Other Intangible Assets	-	5,056	3,734	1,262	965.81	518.11
Investments in Real Estate	1,327	1,350	1,359	1,363	1,365	1,411
Accrued Interest Receivable	-	1,067	870.65	860.35	504.82	367.35
Other Receivables	7,241	9,312	11,438	6,833	10,752	18,721
Restricted Cash	38,388	39,504	40,258	35,008	32,919	28,804
Other Current Assets	1,545	3,745	2,895	2,003	2,384	800.99
Other Real Estate Owned & Foreclosed	-	441.68	372.01	35.66	28.02	28.02
Other Long-Term Assets	14,636	5,295	4,434	5,815	3,433	2,990
Total Assets	1,075,636	1,043,268	972,444	808,098	761,619	623,645

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accounts Payable	-	4,710	5,489	5,991	6,751	5,392
Accrued Expenses	-	4,668	3,558	2,814	2,634	2,267
Interest Bearing Deposits	121,722	127,946	130,596	109,690	80,831	23,257
Non-Interest Bearing Deposits	692,792	656,626	642,070	560,658	554,932	506,768
Total Deposits	814,514	784,571	772,666	670,347	635,764	530,024
Short-Term Borrowings	3,538	2,277	1,679	793.54	961.41	311.14
Current Portion of Long-Term Debt	7,942	42,644	16,759	-	-	-
Current Income Taxes Payable	-	2,779	2,232	2,759	2,836	3,425
Other Current Liabilities	1,205	1,554	2,048	1,366	-	-
Long-Term Debt	55,062	37,223	20,699	3,789	-	-
Long-Term Leases	-	454.27	485.22	634.9	723.12	927.76
Long-Term Unearned Revenue	-	33.06	15.95	1.89	6.08	29.77
Pension & Post-Retirement Benefits	-	1,057	1,011	1,146	1,192	1,198
Other Long-Term Liabilities	38,707	18,386	22,663	11,696	10,527	12,788
Total Liabilities	920,967	900,356	849,305	701,339	661,394	556,363

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	60,000	40,000	40,000	40,000	40,000	25,000
Retained Earnings	59,306	74,273	59,791	50,356	44,153	41,999
Comprehensive Income & Other	35,215	28,489	23,242	16,403	16,072	282.11
Total Common Equity	154,521	142,762	123,033	106,759	100,225	67,282
Minority Interest	147.36	150.3	106.4	-	-	-
Shareholders' Equity	154,669	142,912	123,139	106,759	100,225	67,282
Total Liabilities & Equity	1,075,636	1,043,268	972,444	808,098	761,619	623,645

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	66,542	82,598	39,622	5,218	1,685	1,239
Net Cash (Debt)	-18,033	-36,280	-5,384	11,648	28,779	28,538
Net Cash Growth	-	-	-	-59.53%	0.84%	-25.56%
Net Cash Per Share	-3.01	-6.05	-0.90	1.94	4.80	4.76
Filing Date Shares Outstanding	6,000	6,000	6,000	6,000	6,000	6,000
Total Common Shares Outstanding	6,000	6,000	6,000	6,000	6,000	6,000
Book Value Per Share	19.95	19.14	16.58	15.04	13.95	11.21
Tangible Book Value	154,521	137,646	119,240	105,249	99,010	66,763
Tangible Book Value Per Share	19.95	18.29	15.95	14.79	13.75	11.13