TADAWUL:1120 Cash Flow Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	23,933	19,722	16,621	17,151	14,746	10,596	Upgrade
Depreciation & Amortization	2,297	1,982	1,578	1,291	1,142	1,118	Upgrade
Gain (Loss) on Sale of Assets	2.86	-5.22	-9.85	-1.28	-47.51	-10.26	Upgrade
Gain (Loss) on Sale of Investments	128.4	-369.89	-176.22	251.09	76.97	-33.44	Upgrade
Total Asset Writedown	-	-	-	39.02	-	-	Upgrade
Provision for Credit Losses	2,247	2,117	1,504	1,965	2,345	2,166	Upgrade
Change in Trading Asset Securities	518	-2,861	-252.24	-4.53	3,127	-4,616	Upgrade
Change in Other Net Operating Assets	-33,969	-22,101	335.93	-65,401	-126,424	-54,168	Upgrade
Other Operating Activities	112.35	-858.34	-266.29	-746.11	-519.92	-814.6	Upgrade
Operating Cash Flow	-4,847	-2,549	19,247	-45,476	-105,586	-45,805	Upgrade
Capital Expenditures	-2,642	-2,984	-3,147	-2,201	-1,795	-897.38	Upgrade
Sale of Property, Plant and Equipment	664.47	340.97	441.28	98.4	886.7	48.23	Upgrade
Cash Acquisitions	-	-	-	-539.27	-	-	Upgrade
Investment in Securities	-19,823	-38,912	-31,292	-18,497	-26,874	-8,014	Upgrade
Income (Loss) Equity Investments	-116.9	-137.34	-87.87	-20.24	-32.03	-42.94	Upgrade
Purchase / Sale of Intangibles	820.53	-527.84	-467.71	-425.87	-482.19	-	Upgrade
Other Investing Activities	388.72	401.71	234.96	234.82	166.44	-20.63	Upgrade
Investing Cash Flow	-20,639	-41,743	-34,300	-21,511	-28,204	-8,912	Upgrade
Long-Term Debt Issued	-	4,662	3,789	-	-	-	Upgrade
Long-Term Debt Repaid	-	-260.9	-254.9	-267.17	-238.55	-42.26	Upgrade
Net Debt Issued (Repaid)	10,907	4,401	3,534	-267.17	-238.55	-42.26	Upgrade
Issuance of Common Stock	5,765	7,054	-	16,500	-	-	Upgrade
Common Dividends Paid	-8,840	-9,600	-9,600	-	-6,000	-3,750	Upgrade
Net Increase (Decrease) in Deposit Accounts	47,608	55,138	8,176	52,852	129,441	70,225	Upgrade
Other Financing Activities	-1,401	-1,036	-820.68	-196.56	-	-	Upgrade
Financing Cash Flow	54,038	55,957	1,289	68,889	123,203	66,433	Upgrade
Net Cash Flow	28,552	11,665	-13,764	1,902	-10,587	11,716	Upgrade
Free Cash Flow	-7,489	-5,533	16,099	-47,677	-107,380	-46,703	Upgrade
Free Cash Flow Margin	-21.28%	-18.48%	61.86%	-179.41%	-459.45%	-251.69%	Upgrade
Free Cash Flow Per Share	-1.87	-1.38	4.03	-11.92	-26.84	-11.68	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.