SHL Finance Company (TADAWUL:1183)

SHL Finance Company Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	365.75	350.47	297.92	261.86	277.41	290.11
Total Interest Expense	202.98	209.2	187.85	106.71	74.08	93.17
Net Interest Income	162.77	141.27	110.07	155.15	203.33	196.95
Other Revenue	12.31	9	7.59	40.8	11.64	12.86
Revenue Before Loan Losses	175.08	150.27	117.65	195.95	214.97	209.81
Provision for Loan Losses	-4.57	-8.33	-6.45	-21.46	-8.84	7.5
Revenue	179.64	158.6	124.11	217.4	223.81	202.31
Revenue Growth (YoY)	32.89%	27.79%	-42.91%	-2.86%	10.63%	24.16%
Cost of Services Provided	117.62	115.79	111.81	113.32	103.24	98.11
Other Operating Expenses	10.35	8.91	9.4	6.45	7.68	2.13
Total Operating Expenses	127.97	124.7	121.22	119.77	110.92	100.24
Operating Income	51.67	33.9	2.89	97.63	112.88	102.06
EBT Excluding Unusual Items	51.67	33.9	2.89	97.63	112.88	102.06
Pretax Income	51.67	33.9	2.89	97.94	119.01	97.58
Income Tax Expense	9.79	7.37	0.56	2.05	15.82	12.46
Net Income	41.89	26.53	2.33	95.89	103.2	85.12
Net Income to Common	41.89	26.53	2.33	95.89	103.2	85.12
Net Income Growth	427.70%	1040.50%	-97.57%	-7.08%	21.24%	55.72%
Shares Outstanding (Basic)	100	100	100	100	100	100
Shares Outstanding (Diluted)	100	100	100	100	100	100
EPS (Basic)	0.42	0.27	0.02	0.96	1.03	0.85
EPS (Diluted)	0.42	0.27	0.02	0.96	1.03	0.85
EPS Growth	427.70%	1040.50%	-97.57%	-7.08%	21.24%	55.72%
Free Cash Flow	42.38	111.78	162.99	147.37	322.36	166.65
Free Cash Flow Per Share	0.42	1.12	1.63	1.47	3.22	1.67
Dividend Per Share	-	-	-	0.500	0.774	-
Dividend Growth	-	-	-	-35.40%	-	-
Operating Margin	28.77%	21.37%	2.33%	44.91%	50.44%	50.45%
Profit Margin	23.32%	16.73%	1.87%	44.11%	46.11%	42.07%
Free Cash Flow Margin	23.59%	70.48%	131.33%	67.79%	144.03%	82.38%
Effective Tax Rate	18.94%	21.74%	19.52%	2.10%	13.29%	12.77%
Revenue as Reported	375.95	357.24	303.23	299.13	291.39	303.34

Updated Mar 18, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.