SHL Finance Company (TADAWUL:1183)

SHL Finance Company Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	382.27	350.47	297.92	261.86	277.41	290.11
Total Interest Expense	150.4	209.2	187.85	106.71	74.08	93.17
Net Interest Income	231.88	141.27	110.07	155.15	203.33	196.95
Other Revenue	11.17	9	7.59	40.8	11.64	12.86
Revenue Before Loan Losses	243.05	150.27	117.65	195.95	214.97	209.81
Provision for Loan Losses	-4.8	-8.33	-6.45	-21.46	-8.84	7.5
Revenue	247.85	158.6	124.11	217.4	223.81	202.31
Revenue Growth (YoY)	86.30%	27.79%	-42.91%	-2.86%	10.63%	24.16%
Cost of Services Provided	89.42	115.79	111.81	113.32	103.24	98.11
Other Operating Expenses	103.53	8.91	9.4	6.45	7.68	2.13
Total Operating Expenses	192.95	124.7	121.22	119.77	110.92	100.24
Operating Income	54.9	33.9	2.89	97.63	112.88	102.06
EBT Excluding Unusual Items	54.9	33.9	2.89	97.63	112.88	102.06
Pretax Income	54.9	33.9	2.89	97.94	119.01	97.58
Income Tax Expense	9.86	7.37	0.56	2.05	15.82	12.46
Net Income	45.04	26.53	2.33	95.89	103.2	85.12
Net Income to Common	45.04	26.53	2.33	95.89	103.2	85.12
Net Income Growth	443.87%	1040.50%	-97.57%	-7.08%	21.24%	55.72%
Shares Outstanding (Basic)	101	100	100	100	100	100
Shares Outstanding (Diluted)	101	100	100	100	100	100
Shares Change (YoY)	0.82%	-	-	-	-	-
EPS (Basic)	0.45	0.27	0.02	0.96	1.03	0.85
EPS (Diluted)	0.45	0.27	0.02	0.96	1.03	0.85
EPS Growth	439.47%	1040.50%	-97.57%	-7.08%	21.24%	55.72%
Free Cash Flow	-7.59	111.78	162.99	147.37	322.36	166.65
Free Cash Flow Per Share	-0.07	1.12	1.63	1.47	3.22	1.67
Dividend Per Share	-	-	-	0.500	0.774	-
Dividend Growth	-	-	-	-35.40%	-	-
Operating Margin	22.15%	21.37%	2.33%	44.91%	50.44%	50.45%
Profit Margin	18.17%	16.73%	1.87%	44.11%	46.11%	42.07%
Free Cash Flow Margin	-3.06%	70.48%	131.33%	67.79%	144.03%	82.38%
Effective Tax Rate	17.96%	21.74%	19.52%	2.10%	13.29%	12.77%
Revenue as Reported	287.27	357.24	303.23	299.13	291.39	303.34

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.