SHL Finance Company (TADAWUL: 1183)

SHL Finance Company Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest and Dividend Income	340.05	297.92	261.86	277.41	290.11	298.57
Total Interest Expense	214.12	187.85	106.71	74.08	93.17	137.2
Net Interest Income	125.93	110.07	155.15	203.33	196.95	161.37
Other Revenue	4.28	7.59	40.8	11.64	12.86	12.8
Revenue Before Loan Losses	130.21	117.65	195.95	214.97	209.81	174.17
Provision for Loan Losses	0.14	-3.66	-21.46	-8.84	7.5	11.22
Revenue	130.07	121.32	217.4	223.81	202.31	162.94
Revenue Growth (YoY)	-9.60%	-44.20%	-2.86%	10.63%	24.16%	7.56%
Cost of Services Provided	112.12	111.81	113.32	103.24	98.11	83.79
Other Operating Expenses	5.23	6.61	6.45	7.68	2.13	0.43
Total Operating Expenses	117.36	118.43	119.77	110.92	100.24	84.22
Operating Income	12.71	2.89	97.63	112.88	102.06	78.73
EBT Excluding Unusual Items	12.71	2.89	97.63	112.88	102.06	78.73
Pretax Income	12.71	2.89	97.94	119.01	97.58	78.73
Income Tax Expense	4.43	0.56	2.05	15.82	12.46	24.06
Net Income	8.28	2.33	95.89	103.2	85.12	54.66
Net Income to Common	8.28	2.33	95.89	103.2	85.12	54.66
Net Income Growth	-67.72%	-97.57%	-7.08%	21.24%	55.71%	34.21%
Shares Outstanding (Basic)	100	100	100	100	100	100
Shares Outstanding (Diluted)	100	100	100	100	100	100
EPS (Basic)	0.08	0.02	0.96	1.03	0.85	0.55
EPS (Diluted)	0.08	0.02	0.96	1.03	0.85	0.55
EPS Growth	-67.72%	-97.57%	-7.08%	21.24%	55.71%	34.21%
Free Cash Flow	58.04	162.99	147.37	322.36	166.65	1.73
Free Cash Flow Per Share	0.58	1.63	1.47	3.22	1.67	0.02
Dividend Per Share	-	-	0.500	0.774	-	-
Dividend Growth	-	-	-35.40%	-	-	-
Operating Margin	9.77%	2.38%	44.91%	50.44%	50.45%	48.31%
Profit Margin	6.37%	1.92%	44.11%	46.11%	42.07%	33.55%
Free Cash Flow Margin	44.62%	134.35%	67.79%	144.04%	82.38%	1.06%
Effective Tax Rate	34.84%	19.51%	2.10%	13.29%	12.77%	30.57%
Revenue as Reported	337.11	303.23	299.13	291.39	303.34	311.37

Source: S&P Capital IQ. Financial Services template. Financial Sources.