SHL Finance Company (TADAWUL:1183)

SHL Finance Company Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest and Dividend Income	392.9	350.47	297.92	261.86	277.41
Total Interest Expense	200.24	209.2	187.85	106.71	74.08
Net Interest Income	192.67	141.27	110.07	155.15	203.33
Other Revenue	13.89	9	7.59	40.8	11.64
Revenue Before Loan Losses	206.56	150.27	117.65	195.95	214.97
Provision for Loan Losses	11.28	-8.33	-6.45	-21.46	-8.84
Revenue	195.28	158.6	124.11	217.4	223.81
Revenue Growth (YoY)	23.13%	27.79%	-42.91%	-2.86%	10.63%
Cost of Services Provided	123.76	115.79	111.81	113.32	103.24
Other Operating Expenses	10.35	8.91	9.4	6.45	7.68
Total Operating Expenses	134.1	124.7	121.22	119.77	110.92
Operating Income	61.18	33.9	2.89	97.63	112.88
EBT Excluding Unusual Items	61.18	33.9	2.89	97.63	112.88
Pretax Income	61.18	33.9	2.89	97.94	119.01
Income Tax Expense	10.5	7.37	0.56	2.05	15.82
Net Income	50.68	26.53	2.33	95.89	103.2
Net Income to Common	50.68	26.53	2.33	95.89	103.2
Net Income Growth	91.03%	1040.50%	-97.57%	-7.08%	21.24%
Shares Outstanding (Basic)	100	100	100	100	100
Shares Outstanding (Diluted)	100	100	100	100	100
EPS (Basic)	0.51	0.27	0.02	0.96	1.03
EPS (Diluted)	0.51	0.27	0.02	0.96	1.03
EPS Growth	91.03%	1040.50%	-97.57%	-7.08%	21.24%
Free Cash Flow	57.73	111.78	162.99	147.37	322.36
Free Cash Flow Per Share	0.58	1.12	1.63	1.47	3.22
Dividend Per Share	-	-	-	0.500	0.774
Dividend Growth	-	-	-	-35.40%	-
Operating Margin	31.33%	21.37%	2.33%	44.91%	50.44%
Profit Margin	25.95%	16.73%	1.87%	44.11%	46.11%
Free Cash Flow Margin	29.56%	70.48%	131.33%	67.79%	144.03%
Effective Tax Rate	17.17%	21.74%	19.52%	2.10%	13.29%
Revenue as Reported	404.95	357.24	303.23	299.13	291.39

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.