Nayifat Finance Company (TADAWUL:4081)

Nayifat Finance Company Statistics

Total Valuation

TADAWUL:4081 has a market cap or net worth of SAR 1.47 billion.

Market Cap	1.47B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, August 26, 2025.

Earnings Date	Aug 26, 2025
Ex-Dividend Date	Jul 13, 2025

Share Statistics

TADAWUL:4081 has 119.04 million shares outstanding. The number of shares has decreased by -0.07% in one year.

Current Share Class	119.04M
Shares Outstanding	119.04M
Shares Change (YoY)	-0.07%
Shares Change (QoQ)	-0.19%
Owned by Insiders (%)	5.47%
Owned by Institutions (%)	0.94%
Float	54.92M

Valuation Ratios

The trailing PE ratio is 12.94 and the forward PE ratio is 12.97.

PE Ratio	12.94
Forward PE	12.97
PS Ratio	5.10
PB Ratio	1.03
P/TBV Ratio	1.03
P/FCF Ratio	17.81
P/OCF Ratio	17.61
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 20.68, with a Debt / Equity ratio of 0.37.

Current Ratio	20.68
Quick Ratio	19.89
Debt / Equity	0.37
Debt / EBITDA	n/a
Debt / FCF	6.36
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.01%.

Return on Equity (ROE)	8.01%
Return on Assets (ROA)	5.56%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.14
Inventory Turnover	n/a

Taxes

In the past 12 months, TADAWUL:4081 has paid 17.30 million in taxes.

Income Tax	17.30M
Effective Tax Rate	13.09%

Stock Price Statistics

The stock price has decreased by -2.44% in the last 52 weeks. The beta is 0.34, so TADAWUL:4081's price volatility has been lower than the market average.

Beta (5Y)	0.34
52-Week Price Change	-2.44%
50-Day Moving Average	12.89
200-Day Moving Average	13.74
Relative Strength Index (RSI)	36.84
Average Volume (20 Days)	358,561

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TADAWUL:4081 had revenue of SAR 289.32 million and earned 114.86 million in profits. Earnings per share was 0.96.

Revenue	289.32M
Gross Profit	284.19M
Operating Income	129.11M
Pretax Income	132.16M
Net Income	114.86M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.96

Balance Sheet

The company has 47.24 million in cash and 526.31 million in debt, giving a net cash position of -479.08 million or -4.02 per share.

Cash & Cash Equivalents	47.24M
Total Debt	526.31M
Net Cash	-479.08M
Net Cash Per Share	-4.02
Equity (Book Value)	1.44B
Book Value Per Share	12.07
Working Capital	1.94B

Cash Flow

In the last 12 months, operating cash flow was 83.75 million and capital expenditures -956,000, giving a free cash flow of 82.79 million.

Operating Cash Flow	83.75M
Capital Expenditures	-956,000
Free Cash Flow	82.79M
FCF Per Share	0.70

Margins

Gross margin is 98.23%, with operating and profit margins of 44.62% and 39.70%.

Gross Margin	98.23%
Operating Margin	44.62%
Pretax Margin	45.68%
Profit Margin	39.70%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	28.62%

Dividends & Yields

This stock pays an annual dividend of 0.66, which amounts to a dividend yield of 5.33%.

Dividend Per Share	0.66
Dividend Yield	5.33%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	52.24%
Buyback Yield	0.07%
Shareholder Yield	5.30%
Earnings Yield	7.79%
FCF Yield	5.61%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 19, 2023. It was a forward split with a ratio of 1.2.

Last Split Date	Jun 19, 2023
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	5