Nayifat Finance Company (TADAWUL:4081)

Nayifat Finance Company Statistics

Total Valuation

TADAWUL:4081 has a market cap or net worth of SAR 1.50 billion.

Market Cap	1.50B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	Jul 13, 2025

Share Statistics

TADAWUL:4081 has 117.66 million shares outstanding. The number of shares has decreased by -0.10% in one year.

Current Share Class	117.66M
Shares Outstanding	117.66M
Shares Change (YoY)	-0.10%
Shares Change (QoQ)	-0.04%
Owned by Insiders (%)	5.38%
Owned by Institutions (%)	0.76%
Float	53.71M

Valuation Ratios

The trailing PE ratio is 15.90 and the forward PE ratio is 19.37.

PE Ratio	15.90
Forward PE	19.37
PS Ratio	5.58
PB Ratio	1.04
P/TBV Ratio	1.05
P/FCF Ratio	34.02
P/OCF Ratio	34.14
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 32.19, with a Debt / Equity ratio of 0.42.

Current Ratio	32.19
Quick Ratio	30.99
Debt / Equity	0.42
Debt / EBITDA	n/a
Debt / FCF	13.58
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.62%.

Return on Equity (ROE)	6.62%
Return on Assets (ROA)	4.61%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.13
Inventory Turnover	n/a

Taxes

In the past 12 months, TADAWUL:4081 has paid 15.50 million in taxes.

Income Tax	15.50M
Effective Tax Rate	13.87%

Stock Price Statistics

The stock price has decreased by -11.93% in the last 52 weeks. The beta is 0.37, so TADAWUL:4081's price volatility has been lower than the market average.

Beta (5Y)	0.37
52-Week Price Change	-11.93%
50-Day Moving Average	13.13
200-Day Moving Average	13.15
Relative Strength Index (RSI)	38.58
Average Volume (20 Days)	119,403

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TADAWUL:4081 had revenue of SAR 269.23 million and earned 96.29 million in profits. Earnings per share was 0.80.

Revenue	269.23M
Gross Profit	264.10M
Operating Income	108.95M
Pretax Income	111.79M
Net Income	96.29M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.80

Balance Sheet

The company has 51.24 million in cash and 599.81 million in debt, giving a net cash position of -548.58 million or -4.66 per share.

Cash & Cash Equivalents	51.24M
Total Debt	599.81M
Net Cash	-548.58M
Net Cash Per Share	-4.66
Equity (Book Value)	1.44B
Book Value Per Share	12.23
Working Capital	2.02B

Cash Flow

In the last 12 months, operating cash flow was 44.01 million and capital expenditures 150,000, giving a free cash flow of 44.16 million.

Operating Cash Flow	44.01M
Capital Expenditures	150,000
Free Cash Flow	44.16M
FCF Per Share	0.38

Margins

Gross margin is 98.09%, with operating and profit margins of 40.47% and 35.76%.

Gross Margin	98.09%
Operating Margin	40.47%
Pretax Margin	41.52%
Profit Margin	35.76%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	16.40%

Dividends & Yields

This stock pays an annual dividend of 0.66, which amounts to a dividend yield of 5.17%.

Dividend Per Share	0.66
Dividend Yield	5.17%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	103.11%
Buyback Yield	0.10%
Shareholder Yield	5.28%
Earnings Yield	6.41%
FCF Yield	2.94%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 19, 2023. It was a forward split with a ratio of 1.2.

Last Split Date	Jun 19, 2023
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	4