Nayifat Finance Company (TADAWUL:4081)
Saudi Arabia · Delayed Price · Currency is SAR 9.41
+0.03 (0.32%)
Jul 23, 2026, 3:19 PM AST
Nayifat Finance Company Financials Overview
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 51.91 | 57.01 | 305.99 | 263 | 353.37 | 386.86 |
Revenue Growth | -83.16% | -81.37% | 16.34% | -25.57% | -8.66% | 2.54% |
Operating Income Operating Income Growth | -126.11 | -121.85 | 146.07 | 104.91 | 190.86 | 248.65 |
Net Income Net Income Growth | -126.71 | -126.34 | 131.24 | 88.71 | 171.46 | 225.09 |
Earnings Per Share EPS Growth | -1.07 | -1.06 | 1.09 | 0.74 | 1.43 | 1.88 |
EPS Growth | - | - | 47.93% | -48.26% | -23.83% | 10.30% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Islamic Credit Cards Islamic Credit Cards Growth | -1.21 | -0.64 | -0.26 | 1.08 | 8.76 | 2.9 |
SME Financing SME Financing Growth | -45.79 | -37.13 | 37.12 | 49.04 | 28.03 | 23.65 |
Personal Financing Personal Financing Growth | 94.47 | 90.35 | 263.89 | 208.26 | 312.28 | 364.3 |
Total Total Growth | 47.47 | 52.58 | 300.75 | 258.38 | 349.07 | 390.86 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 308.27 | 261.71 | 86.48 | 61.3 | 44.65 | 59.12 |
Total Debt Total Debt Growth | 764.14 | 836.56 | 475.9 | 624.82 | 565.75 | 593.33 |
Net Cash (Debt) Net Cash Growth | -455.87 | -574.85 | -389.42 | -563.52 | -521.1 | -534.2 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -3.86 | -4.84 | -3.25 | -4.70 | -4.34 | -4.45 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 95.58 | -39.33 | 176.38 | -39.9 | 97.34 | 232.71 |
Capital Expenditures CapEx Growth | -0.17 | -0.25 | -0.89 | -0.33 | -1.81 | -3.19 |
Free Cash Flow Free Cash Flow Growth | 95.41 | -39.58 | 175.49 | -40.23 | 95.54 | 229.52 |
Free Cash Flow Growth | -12.76% | - | - | - | -58.38% | -44.88% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | -242.96% | -213.73% | 47.73% | 39.89% | 54.01% | 64.27% |
Pretax Margin | -236.06% | -210.67% | 48.69% | 40.54% | 54.09% | 64.77% |
Profit Margin | -244.11% | -221.60% | 42.89% | 33.73% | 48.52% | 58.18% |
FCF Margin | 183.81% | -69.42% | 57.35% | -15.30% | 27.04% | 59.33% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.660 | - | 0.500 | - | - | 1.250 |
Dividend Per Share Growth | - | - | - | - | - | 18.11% |
Dividend Yield | 7.01% | - | 3.42% | - | - | 5.05% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | - | - | 14.14 | 20.05 | 11.07 | 13.97 |
Forward PE | - | 18.46 | 16.10 | 15.56 | 11.58 | 14.35 |
P/FCF Ratio | 11.48 | - | 10.57 | - | 19.87 | 13.70 |
PS Ratio | 21.09 | 25.10 | 6.06 | 6.76 | 5.37 | 8.13 |