Nayifat Finance Company (TADAWUL:4081)

Nayifat Finance Company Cash Flow Statement

Financials in millions SAR. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-103.44	-126.34	131.24	88.71	171.46	225.09
Depreciation & Amortization	0.31	1.7	2.3	3.63	4.91	5.75
Other Amortization	3.99	3.99	8.06	7.51	8.73	4.65
Asset Writedown & Restructuring Costs	-	-	-	-	6.47	-0.45
Provision for Credit Losses	190.34	243.92	15.57	86.56	14.98	-11.36
Change in Other Net Operating Assets	243.51	-70.8	50.09	-185.62	-98.14	9.61
Other Operating Activities	-47.79	-92.88	-29.09	-40.96	-11.28	-0.58
Operating Cash Flow	286.13	-39.33	176.38	-39.9	97.34	232.71
Operating Cash Flow Growth	550.09%	-	-	-	-58.17%	-45.06%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-0.21	-0.25	-0.89	-0.33	-1.81	-3.19
Sale of Property, Plant & Equipment	-	-	3	-	-	-
Sale (Purchase) of Intangibles	-1.46	-4	-4.68	-0.58	-6.85	-18.77
Investing Cash Flow	-1.67	-4.25	-2.57	-0.91	-8.65	-21.96

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Long-Term Debt Issued	-	723	170	345	272.26	347.49
Long-Term Debt Repaid	-	-361.53	-318.63	-287.54	-300.43	-416.99
Lease Payments	-0.3	-0.5	-0.34	-0.46	-0.46	-0.46
Net Debt Issued (Repaid)	-6.24	361.47	-148.63	57.46	-28.16	-69.5
Repurchase of Common Stock	-13.85	-43.37	-	-	-	-
Common Dividends Paid	-	-99.28	-	-	-75	-152.22
Financing Cash Flow	-20.09	218.81	-148.63	57.46	-103.16	-221.72

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	264.37	175.23	25.18	16.65	-14.47	-10.97

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	285.92	-39.58	175.49	-40.23	95.54	229.52
Free Cash Flow Growth	547.41%	-	-	-	-58.38%	-44.88%
Free Cash Flow Margin	444.17%	-69.42%	57.35%	-15.30%	27.04%	59.33%
Free Cash Flow Per Share	2.46	-0.33	1.46	-0.34	0.80	1.91
Free Cash Flow After Leases	285.62	-40.08	175.15	-40.69	95.08	229.06

Data Source: S&P Global Market Intelligence Last updated: Nov 2, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 5, 2026

Data Sources Report a data error